LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,907
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,465
−HK$565/mo
Today · 4.125%
HK$19,030
baseline
▲ 0.50% · 4.625%
HK$20,188
+HK$1,158/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,060/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,922
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,456
−HK$542/mo
Today · 4.125%
HK$20,998
baseline
▲ 0.50% · 4.625%
HK$22,105
+HK$1,107/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$41,996/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,489
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,157
−HK$680/mo
Today · 4.125%
HK$22,837
baseline
▲ 0.50% · 4.625%
HK$24,226
+HK$1,389/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,674/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,906
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,547
−HK$651/mo
Today · 4.125%
HK$25,198
baseline
▲ 0.50% · 4.625%
HK$26,526
+HK$1,328/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,396/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,070
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,850
−HK$793/mo
Today · 4.125%
HK$26,643
baseline
▲ 0.50% · 4.625%
HK$28,264
+HK$1,621/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,286/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,891
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,639
−HK$759/mo
Today · 4.125%
HK$29,398
baseline
▲ 0.50% · 4.625%
HK$30,947
+HK$1,549/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,796/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,233
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,236
−HK$1,019/mo
Today · 4.125%
HK$34,255
baseline
▲ 0.50% · 4.625%
HK$36,339
+HK$2,084/mo
Deposit HK$785K · loan HK$7.07M · min. income ≈ HK$68,510/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,859
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,821
−HK$976/mo
Today · 4.125%
HK$37,797
baseline
▲ 0.50% · 4.625%
HK$39,789
+HK$1,992/mo
Deposit HK$785K · loan HK$7.07M · min. income ≈ HK$75,594/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,599 · Scale 2, in force from 26 Feb 2026)