LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,908
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,466
−HK$566/mo
Today · 4.125%
HK$19,032
baseline
▲ 0.50% · 4.625%
HK$20,190
+HK$1,158/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,064/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,923
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,457
−HK$542/mo
Today · 4.125%
HK$20,999
baseline
▲ 0.50% · 4.625%
HK$22,106
+HK$1,107/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$41,998/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,490
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,159
−HK$679/mo
Today · 4.125%
HK$22,838
baseline
▲ 0.50% · 4.625%
HK$24,227
+HK$1,389/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,676/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,908
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,549
−HK$650/mo
Today · 4.125%
HK$25,199
baseline
▲ 0.50% · 4.625%
HK$26,528
+HK$1,329/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,398/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,072
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,852
−HK$792/mo
Today · 4.125%
HK$26,644
baseline
▲ 0.50% · 4.625%
HK$28,265
+HK$1,621/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,288/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,892
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,640
−HK$759/mo
Today · 4.125%
HK$29,399
baseline
▲ 0.50% · 4.625%
HK$30,949
+HK$1,550/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,798/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,235
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,238
−HK$1,019/mo
Today · 4.125%
HK$34,257
baseline
▲ 0.50% · 4.625%
HK$36,341
+HK$2,084/mo
Deposit HK$785K · loan HK$7.07M · min. income ≈ HK$68,514/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,861
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,823
−HK$976/mo
Today · 4.125%
HK$37,799
baseline
▲ 0.50% · 4.625%
HK$39,791
+HK$1,992/mo
Deposit HK$785K · loan HK$7.07M · min. income ≈ HK$75,598/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,612 · Scale 2, in force from 26 Feb 2026)