LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,913
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,470
−HK$566/mo
Today · 4.125%
HK$19,036
baseline
▲ 0.50% · 4.625%
HK$20,195
+HK$1,159/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,072/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,928
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,462
−HK$543/mo
Today · 4.125%
HK$21,005
baseline
▲ 0.50% · 4.625%
HK$22,112
+HK$1,107/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,010/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,496
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,164
−HK$680/mo
Today · 4.125%
HK$22,844
baseline
▲ 0.50% · 4.625%
HK$24,233
+HK$1,389/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,688/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,914
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,555
−HK$651/mo
Today · 4.125%
HK$25,206
baseline
▲ 0.50% · 4.625%
HK$26,534
+HK$1,328/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,412/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,078
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,858
−HK$793/mo
Today · 4.125%
HK$26,651
baseline
▲ 0.50% · 4.625%
HK$28,272
+HK$1,621/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,302/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,899
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,647
−HK$760/mo
Today · 4.125%
HK$29,407
baseline
▲ 0.50% · 4.625%
HK$30,957
+HK$1,550/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,814/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,243
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,246
−HK$1,019/mo
Today · 4.125%
HK$34,265
baseline
▲ 0.50% · 4.625%
HK$36,350
+HK$2,085/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$68,530/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,870
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,832
−HK$976/mo
Today · 4.125%
HK$37,808
baseline
▲ 0.50% · 4.625%
HK$39,801
+HK$1,993/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$75,616/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,671 · Scale 2, in force from 26 Feb 2026)