LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,165
−HK$11,235/mo
▼ 0.25% · 3.875%
HK$184,738
−HK$5,662/mo
Today · 4.125%
HK$190,400
baseline
▲ 0.50% · 4.625%
HK$201,985
+HK$11,585/mo
Deposit HK$39.29M · loan HK$39.29M · min. income ≈ HK$380,800/mo (50% DSR)
Upfront cash ≈ HK$42.63M (deposit + AVD stamp duty HK$3,339,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,319
−HK$10,769/mo
▼ 0.25% · 3.875%
HK$204,665
−HK$5,423/mo
Today · 4.125%
HK$210,088
baseline
▲ 0.50% · 4.625%
HK$221,162
+HK$11,074/mo
Deposit HK$39.29M · loan HK$39.29M · min. income ≈ HK$420,176/mo (50% DSR)
Upfront cash ≈ HK$42.63M (deposit + AVD stamp duty HK$3,339,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,998
−HK$13,482/mo
▼ 0.25% · 3.875%
HK$221,685
−HK$6,795/mo
Today · 4.125%
HK$228,480
baseline
▲ 0.50% · 4.625%
HK$242,383
+HK$13,903/mo
Deposit HK$31.43M · loan HK$47.14M · min. income ≈ HK$456,960/mo (50% DSR)
Upfront cash ≈ HK$34.77M (deposit + AVD stamp duty HK$3,339,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,183
−HK$12,922/mo
▼ 0.25% · 3.875%
HK$245,598
−HK$6,507/mo
Today · 4.125%
HK$252,105
baseline
▲ 0.50% · 4.625%
HK$265,394
+HK$13,289/mo
Deposit HK$31.43M · loan HK$47.14M · min. income ≈ HK$504,210/mo (50% DSR)
Upfront cash ≈ HK$34.77M (deposit + AVD stamp duty HK$3,339,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,831
−HK$15,729/mo
▼ 0.25% · 3.875%
HK$258,633
−HK$7,927/mo
Today · 4.125%
HK$266,560
baseline
▲ 0.50% · 4.625%
HK$282,780
+HK$16,220/mo
Deposit HK$23.57M · loan HK$55.00M · min. income ≈ HK$533,120/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$3,339,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,047
−HK$15,076/mo
▼ 0.25% · 3.875%
HK$286,531
−HK$7,592/mo
Today · 4.125%
HK$294,123
baseline
▲ 0.50% · 4.625%
HK$309,626
+HK$15,503/mo
Deposit HK$23.57M · loan HK$55.00M · min. income ≈ HK$588,246/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$3,339,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,497
−HK$20,223/mo
▼ 0.25% · 3.875%
HK$332,528
−HK$10,192/mo
Today · 4.125%
HK$342,720
baseline
▲ 0.50% · 4.625%
HK$363,574
+HK$20,854/mo
Deposit HK$7.86M · loan HK$70.72M · min. income ≈ HK$685,440/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$3,339,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,774
−HK$19,384/mo
▼ 0.25% · 3.875%
HK$368,396
−HK$9,762/mo
Today · 4.125%
HK$378,158
baseline
▲ 0.50% · 4.625%
HK$398,091
+HK$19,933/mo
Deposit HK$7.86M · loan HK$70.72M · min. income ≈ HK$756,316/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$3,339,320 · Scale 2, in force from 26 Feb 2026)