LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,179
−HK$11,237/mo
▼ 0.25% · 3.875%
HK$184,753
−HK$5,663/mo
Today · 4.125%
HK$190,416
baseline
▲ 0.50% · 4.625%
HK$202,002
+HK$11,586/mo
Deposit HK$39.29M · loan HK$39.29M · min. income ≈ HK$380,832/mo (50% DSR)
Upfront cash ≈ HK$42.63M (deposit + AVD stamp duty HK$3,339,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,335
−HK$10,770/mo
▼ 0.25% · 3.875%
HK$204,681
−HK$5,424/mo
Today · 4.125%
HK$210,105
baseline
▲ 0.50% · 4.625%
HK$221,180
+HK$11,075/mo
Deposit HK$39.29M · loan HK$39.29M · min. income ≈ HK$420,210/mo (50% DSR)
Upfront cash ≈ HK$42.63M (deposit + AVD stamp duty HK$3,339,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,015
−HK$13,484/mo
▼ 0.25% · 3.875%
HK$221,704
−HK$6,795/mo
Today · 4.125%
HK$228,499
baseline
▲ 0.50% · 4.625%
HK$242,402
+HK$13,903/mo
Deposit HK$31.43M · loan HK$47.15M · min. income ≈ HK$456,998/mo (50% DSR)
Upfront cash ≈ HK$34.77M (deposit + AVD stamp duty HK$3,339,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,202
−HK$12,924/mo
▼ 0.25% · 3.875%
HK$245,618
−HK$6,508/mo
Today · 4.125%
HK$252,126
baseline
▲ 0.50% · 4.625%
HK$265,416
+HK$13,290/mo
Deposit HK$31.43M · loan HK$47.15M · min. income ≈ HK$504,252/mo (50% DSR)
Upfront cash ≈ HK$34.77M (deposit + AVD stamp duty HK$3,339,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,851
−HK$15,731/mo
▼ 0.25% · 3.875%
HK$258,654
−HK$7,928/mo
Today · 4.125%
HK$266,582
baseline
▲ 0.50% · 4.625%
HK$282,803
+HK$16,221/mo
Deposit HK$23.57M · loan HK$55.01M · min. income ≈ HK$533,164/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$3,339,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,070
−HK$15,077/mo
▼ 0.25% · 3.875%
HK$286,554
−HK$7,593/mo
Today · 4.125%
HK$294,147
baseline
▲ 0.50% · 4.625%
HK$309,652
+HK$15,505/mo
Deposit HK$23.57M · loan HK$55.01M · min. income ≈ HK$588,294/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$3,339,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,523
−HK$20,225/mo
▼ 0.25% · 3.875%
HK$332,555
−HK$10,193/mo
Today · 4.125%
HK$342,748
baseline
▲ 0.50% · 4.625%
HK$363,604
+HK$20,856/mo
Deposit HK$7.86M · loan HK$70.72M · min. income ≈ HK$685,496/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$3,339,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,804
−HK$19,385/mo
▼ 0.25% · 3.875%
HK$368,427
−HK$9,762/mo
Today · 4.125%
HK$378,189
baseline
▲ 0.50% · 4.625%
HK$398,124
+HK$19,935/mo
Deposit HK$7.86M · loan HK$70.72M · min. income ≈ HK$756,378/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$3,339,593 · Scale 2, in force from 26 Feb 2026)