LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,919
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,476
−HK$566/mo
Today · 4.125%
HK$19,042
baseline
▲ 0.50% · 4.625%
HK$20,201
+HK$1,159/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,084/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,934
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,469
−HK$542/mo
Today · 4.125%
HK$21,011
baseline
▲ 0.50% · 4.625%
HK$22,119
+HK$1,108/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,022/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,502
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,171
−HK$680/mo
Today · 4.125%
HK$22,851
baseline
▲ 0.50% · 4.625%
HK$24,241
+HK$1,390/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,702/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,921
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,563
−HK$651/mo
Today · 4.125%
HK$25,214
baseline
▲ 0.50% · 4.625%
HK$26,543
+HK$1,329/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,428/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,086
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,866
−HK$793/mo
Today · 4.125%
HK$26,659
baseline
▲ 0.50% · 4.625%
HK$28,281
+HK$1,622/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,318/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,908
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,657
−HK$759/mo
Today · 4.125%
HK$29,416
baseline
▲ 0.50% · 4.625%
HK$30,966
+HK$1,550/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,832/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,254
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,257
−HK$1,019/mo
Today · 4.125%
HK$34,276
baseline
▲ 0.50% · 4.625%
HK$36,362
+HK$2,086/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$68,552/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,882
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,844
−HK$976/mo
Today · 4.125%
HK$37,820
baseline
▲ 0.50% · 4.625%
HK$39,814
+HK$1,994/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$75,640/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,746 · Scale 2, in force from 26 Feb 2026)