LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,921
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,479
−HK$566/mo
Today · 4.125%
HK$19,045
baseline
▲ 0.50% · 4.625%
HK$20,204
+HK$1,159/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,090/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,937
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,472
−HK$543/mo
Today · 4.125%
HK$21,015
baseline
▲ 0.50% · 4.625%
HK$22,122
+HK$1,107/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,030/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,506
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,175
−HK$679/mo
Today · 4.125%
HK$22,854
baseline
▲ 0.50% · 4.625%
HK$24,245
+HK$1,391/mo
Deposit HK$3.14M · loan HK$4.72M · min. income ≈ HK$45,708/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,925
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,567
−HK$651/mo
Today · 4.125%
HK$25,218
baseline
▲ 0.50% · 4.625%
HK$26,547
+HK$1,329/mo
Deposit HK$3.14M · loan HK$4.72M · min. income ≈ HK$50,436/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,090
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,870
−HK$793/mo
Today · 4.125%
HK$26,663
baseline
▲ 0.50% · 4.625%
HK$28,286
+HK$1,623/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,326/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,912
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,661
−HK$759/mo
Today · 4.125%
HK$29,420
baseline
▲ 0.50% · 4.625%
HK$30,971
+HK$1,551/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,840/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,259
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,262
−HK$1,020/mo
Today · 4.125%
HK$34,282
baseline
▲ 0.50% · 4.625%
HK$36,367
+HK$2,085/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$68,564/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,887
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,850
−HK$976/mo
Today · 4.125%
HK$37,826
baseline
▲ 0.50% · 4.625%
HK$39,820
+HK$1,994/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$75,652/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,783 · Scale 2, in force from 26 Feb 2026)