LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,221
−HK$11,239/mo
▼ 0.25% · 3.875%
HK$184,796
−HK$5,664/mo
Today · 4.125%
HK$190,460
baseline
▲ 0.50% · 4.625%
HK$202,049
+HK$11,589/mo
Deposit HK$39.30M · loan HK$39.30M · min. income ≈ HK$380,920/mo (50% DSR)
Upfront cash ≈ HK$42.64M (deposit + AVD stamp duty HK$3,340,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,382
−HK$10,772/mo
▼ 0.25% · 3.875%
HK$204,729
−HK$5,425/mo
Today · 4.125%
HK$210,154
baseline
▲ 0.50% · 4.625%
HK$221,231
+HK$11,077/mo
Deposit HK$39.30M · loan HK$39.30M · min. income ≈ HK$420,308/mo (50% DSR)
Upfront cash ≈ HK$42.64M (deposit + AVD stamp duty HK$3,340,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,065
−HK$13,487/mo
▼ 0.25% · 3.875%
HK$221,755
−HK$6,797/mo
Today · 4.125%
HK$228,552
baseline
▲ 0.50% · 4.625%
HK$242,459
+HK$13,907/mo
Deposit HK$31.44M · loan HK$47.16M · min. income ≈ HK$457,104/mo (50% DSR)
Upfront cash ≈ HK$34.78M (deposit + AVD stamp duty HK$3,340,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,258
−HK$12,927/mo
▼ 0.25% · 3.875%
HK$245,675
−HK$6,510/mo
Today · 4.125%
HK$252,185
baseline
▲ 0.50% · 4.625%
HK$265,478
+HK$13,293/mo
Deposit HK$31.44M · loan HK$47.16M · min. income ≈ HK$504,370/mo (50% DSR)
Upfront cash ≈ HK$34.78M (deposit + AVD stamp duty HK$3,340,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,910
−HK$15,734/mo
▼ 0.25% · 3.875%
HK$258,714
−HK$7,930/mo
Today · 4.125%
HK$266,644
baseline
▲ 0.50% · 4.625%
HK$282,869
+HK$16,225/mo
Deposit HK$23.58M · loan HK$55.02M · min. income ≈ HK$533,288/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$3,340,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,135
−HK$15,080/mo
▼ 0.25% · 3.875%
HK$286,621
−HK$7,594/mo
Today · 4.125%
HK$294,215
baseline
▲ 0.50% · 4.625%
HK$309,724
+HK$15,509/mo
Deposit HK$23.58M · loan HK$55.02M · min. income ≈ HK$588,430/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$3,340,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,598
−HK$20,230/mo
▼ 0.25% · 3.875%
HK$332,633
−HK$10,195/mo
Today · 4.125%
HK$342,828
baseline
▲ 0.50% · 4.625%
HK$363,688
+HK$20,860/mo
Deposit HK$7.86M · loan HK$70.74M · min. income ≈ HK$685,656/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$3,340,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,887
−HK$19,390/mo
▼ 0.25% · 3.875%
HK$368,512
−HK$9,765/mo
Today · 4.125%
HK$378,277
baseline
▲ 0.50% · 4.625%
HK$398,216
+HK$19,939/mo
Deposit HK$7.86M · loan HK$70.74M · min. income ≈ HK$756,554/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$3,340,371 · Scale 2, in force from 26 Feb 2026)