LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,243
−HK$11,240/mo
▼ 0.25% · 3.875%
HK$184,819
−HK$5,664/mo
Today · 4.125%
HK$190,483
baseline
▲ 0.50% · 4.625%
HK$202,074
+HK$11,591/mo
Deposit HK$39.30M · loan HK$39.30M · min. income ≈ HK$380,966/mo (50% DSR)
Upfront cash ≈ HK$42.64M (deposit + AVD stamp duty HK$3,340,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,406
−HK$10,773/mo
▼ 0.25% · 3.875%
HK$204,754
−HK$5,425/mo
Today · 4.125%
HK$210,179
baseline
▲ 0.50% · 4.625%
HK$221,258
+HK$11,079/mo
Deposit HK$39.30M · loan HK$39.30M · min. income ≈ HK$420,358/mo (50% DSR)
Upfront cash ≈ HK$42.64M (deposit + AVD stamp duty HK$3,340,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,092
−HK$13,488/mo
▼ 0.25% · 3.875%
HK$221,782
−HK$6,798/mo
Today · 4.125%
HK$228,580
baseline
▲ 0.50% · 4.625%
HK$242,488
+HK$13,908/mo
Deposit HK$31.44M · loan HK$47.16M · min. income ≈ HK$457,160/mo (50% DSR)
Upfront cash ≈ HK$34.78M (deposit + AVD stamp duty HK$3,340,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,287
−HK$12,928/mo
▼ 0.25% · 3.875%
HK$245,705
−HK$6,510/mo
Today · 4.125%
HK$252,215
baseline
▲ 0.50% · 4.625%
HK$265,510
+HK$13,295/mo
Deposit HK$31.44M · loan HK$47.16M · min. income ≈ HK$504,430/mo (50% DSR)
Upfront cash ≈ HK$34.78M (deposit + AVD stamp duty HK$3,340,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,940
−HK$15,737/mo
▼ 0.25% · 3.875%
HK$258,746
−HK$7,931/mo
Today · 4.125%
HK$266,677
baseline
▲ 0.50% · 4.625%
HK$282,903
+HK$16,226/mo
Deposit HK$23.58M · loan HK$55.02M · min. income ≈ HK$533,354/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$3,340,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,169
−HK$15,082/mo
▼ 0.25% · 3.875%
HK$286,656
−HK$7,595/mo
Today · 4.125%
HK$294,251
baseline
▲ 0.50% · 4.625%
HK$309,762
+HK$15,511/mo
Deposit HK$23.58M · loan HK$55.02M · min. income ≈ HK$588,502/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$3,340,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,638
−HK$20,232/mo
▼ 0.25% · 3.875%
HK$332,673
−HK$10,197/mo
Today · 4.125%
HK$342,870
baseline
▲ 0.50% · 4.625%
HK$363,733
+HK$20,863/mo
Deposit HK$7.86M · loan HK$70.75M · min. income ≈ HK$685,740/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$3,340,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,931
−HK$19,392/mo
▼ 0.25% · 3.875%
HK$368,557
−HK$9,766/mo
Today · 4.125%
HK$378,323
baseline
▲ 0.50% · 4.625%
HK$398,265
+HK$19,942/mo
Deposit HK$7.86M · loan HK$70.75M · min. income ≈ HK$756,646/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$3,340,779 · Scale 2, in force from 26 Feb 2026)