LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,306
−HK$11,244/mo
▼ 0.25% · 3.875%
HK$184,884
−HK$5,666/mo
Today · 4.125%
HK$190,550
baseline
▲ 0.50% · 4.625%
HK$202,145
+HK$11,595/mo
Deposit HK$39.32M · loan HK$39.32M · min. income ≈ HK$381,100/mo (50% DSR)
Upfront cash ≈ HK$42.66M (deposit + AVD stamp duty HK$3,341,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,476
−HK$10,777/mo
▼ 0.25% · 3.875%
HK$204,826
−HK$5,427/mo
Today · 4.125%
HK$210,253
baseline
▲ 0.50% · 4.625%
HK$221,336
+HK$11,083/mo
Deposit HK$39.32M · loan HK$39.32M · min. income ≈ HK$420,506/mo (50% DSR)
Upfront cash ≈ HK$42.66M (deposit + AVD stamp duty HK$3,341,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,167
−HK$13,493/mo
▼ 0.25% · 3.875%
HK$221,860
−HK$6,800/mo
Today · 4.125%
HK$228,660
baseline
▲ 0.50% · 4.625%
HK$242,574
+HK$13,914/mo
Deposit HK$31.45M · loan HK$47.18M · min. income ≈ HK$457,320/mo (50% DSR)
Upfront cash ≈ HK$34.80M (deposit + AVD stamp duty HK$3,341,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,372
−HK$12,932/mo
▼ 0.25% · 3.875%
HK$245,791
−HK$6,513/mo
Today · 4.125%
HK$252,304
baseline
▲ 0.50% · 4.625%
HK$265,603
+HK$13,299/mo
Deposit HK$31.45M · loan HK$47.18M · min. income ≈ HK$504,608/mo (50% DSR)
Upfront cash ≈ HK$34.80M (deposit + AVD stamp duty HK$3,341,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,029
−HK$15,741/mo
▼ 0.25% · 3.875%
HK$258,837
−HK$7,933/mo
Today · 4.125%
HK$266,770
baseline
▲ 0.50% · 4.625%
HK$283,003
+HK$16,233/mo
Deposit HK$23.59M · loan HK$55.04M · min. income ≈ HK$533,540/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$3,341,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,267
−HK$15,088/mo
▼ 0.25% · 3.875%
HK$286,757
−HK$7,598/mo
Today · 4.125%
HK$294,355
baseline
▲ 0.50% · 4.625%
HK$309,871
+HK$15,516/mo
Deposit HK$23.59M · loan HK$55.04M · min. income ≈ HK$588,710/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$3,341,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,751
−HK$20,240/mo
▼ 0.25% · 3.875%
HK$332,791
−HK$10,200/mo
Today · 4.125%
HK$342,991
baseline
▲ 0.50% · 4.625%
HK$363,861
+HK$20,870/mo
Deposit HK$7.86M · loan HK$70.77M · min. income ≈ HK$685,982/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$3,341,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,057
−HK$19,399/mo
▼ 0.25% · 3.875%
HK$368,687
−HK$9,769/mo
Today · 4.125%
HK$378,456
baseline
▲ 0.50% · 4.625%
HK$398,405
+HK$19,949/mo
Deposit HK$7.86M · loan HK$70.77M · min. income ≈ HK$756,912/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$3,341,955 · Scale 2, in force from 26 Feb 2026)