LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,933
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,491
−HK$567/mo
Today · 4.125%
HK$19,058
baseline
▲ 0.50% · 4.625%
HK$20,217
+HK$1,159/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,116/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,950
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,486
−HK$542/mo
Today · 4.125%
HK$21,028
baseline
▲ 0.50% · 4.625%
HK$22,137
+HK$1,109/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,056/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,520
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,189
−HK$680/mo
Today · 4.125%
HK$22,869
baseline
▲ 0.50% · 4.625%
HK$24,261
+HK$1,392/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$45,738/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,941
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,583
−HK$651/mo
Today · 4.125%
HK$25,234
baseline
▲ 0.50% · 4.625%
HK$26,564
+HK$1,330/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$50,468/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,106
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,887
−HK$794/mo
Today · 4.125%
HK$26,681
baseline
▲ 0.50% · 4.625%
HK$28,304
+HK$1,623/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,362/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,931
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,680
−HK$760/mo
Today · 4.125%
HK$29,440
baseline
▲ 0.50% · 4.625%
HK$30,991
+HK$1,551/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,880/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,280
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,284
−HK$1,020/mo
Today · 4.125%
HK$34,304
baseline
▲ 0.50% · 4.625%
HK$36,391
+HK$2,087/mo
Deposit HK$786K · loan HK$7.08M · min. income ≈ HK$68,608/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,911
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,874
−HK$977/mo
Today · 4.125%
HK$37,851
baseline
▲ 0.50% · 4.625%
HK$39,846
+HK$1,995/mo
Deposit HK$786K · loan HK$7.08M · min. income ≈ HK$75,702/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,937 · Scale 2, in force from 26 Feb 2026)