LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,333
−HK$11,246/mo
▼ 0.25% · 3.875%
HK$184,911
−HK$5,668/mo
Today · 4.125%
HK$190,579
baseline
▲ 0.50% · 4.625%
HK$202,175
+HK$11,596/mo
Deposit HK$39.32M · loan HK$39.32M · min. income ≈ HK$381,158/mo (50% DSR)
Upfront cash ≈ HK$42.67M (deposit + AVD stamp duty HK$3,342,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,506
−HK$10,779/mo
▼ 0.25% · 3.875%
HK$204,857
−HK$5,428/mo
Today · 4.125%
HK$210,285
baseline
▲ 0.50% · 4.625%
HK$221,369
+HK$11,084/mo
Deposit HK$39.32M · loan HK$39.32M · min. income ≈ HK$420,570/mo (50% DSR)
Upfront cash ≈ HK$42.67M (deposit + AVD stamp duty HK$3,342,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,200
−HK$13,494/mo
▼ 0.25% · 3.875%
HK$221,893
−HK$6,801/mo
Today · 4.125%
HK$228,694
baseline
▲ 0.50% · 4.625%
HK$242,610
+HK$13,916/mo
Deposit HK$31.46M · loan HK$47.19M · min. income ≈ HK$457,388/mo (50% DSR)
Upfront cash ≈ HK$34.80M (deposit + AVD stamp duty HK$3,342,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,407
−HK$12,935/mo
▼ 0.25% · 3.875%
HK$245,828
−HK$6,514/mo
Today · 4.125%
HK$252,342
baseline
▲ 0.50% · 4.625%
HK$265,643
+HK$13,301/mo
Deposit HK$31.46M · loan HK$47.19M · min. income ≈ HK$504,684/mo (50% DSR)
Upfront cash ≈ HK$34.80M (deposit + AVD stamp duty HK$3,342,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,066
−HK$15,744/mo
▼ 0.25% · 3.875%
HK$258,876
−HK$7,934/mo
Today · 4.125%
HK$266,810
baseline
▲ 0.50% · 4.625%
HK$283,045
+HK$16,235/mo
Deposit HK$23.59M · loan HK$55.05M · min. income ≈ HK$533,620/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$3,342,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,309
−HK$15,090/mo
▼ 0.25% · 3.875%
HK$286,799
−HK$7,600/mo
Today · 4.125%
HK$294,399
baseline
▲ 0.50% · 4.625%
HK$309,917
+HK$15,518/mo
Deposit HK$23.59M · loan HK$55.05M · min. income ≈ HK$588,798/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$3,342,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,799
−HK$20,243/mo
▼ 0.25% · 3.875%
HK$332,840
−HK$10,202/mo
Today · 4.125%
HK$343,042
baseline
▲ 0.50% · 4.625%
HK$363,915
+HK$20,873/mo
Deposit HK$7.86M · loan HK$70.78M · min. income ≈ HK$686,084/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$3,342,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,111
−HK$19,402/mo
▼ 0.25% · 3.875%
HK$368,742
−HK$9,771/mo
Today · 4.125%
HK$378,513
baseline
▲ 0.50% · 4.625%
HK$398,465
+HK$19,952/mo
Deposit HK$7.86M · loan HK$70.78M · min. income ≈ HK$757,026/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$3,342,453 · Scale 2, in force from 26 Feb 2026)