LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,337
−HK$11,246/mo
▼ 0.25% · 3.875%
HK$184,915
−HK$5,668/mo
Today · 4.125%
HK$190,583
baseline
▲ 0.50% · 4.625%
HK$202,179
+HK$11,596/mo
Deposit HK$39.32M · loan HK$39.32M · min. income ≈ HK$381,166/mo (50% DSR)
Upfront cash ≈ HK$42.67M (deposit + AVD stamp duty HK$3,342,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,511
−HK$10,778/mo
▼ 0.25% · 3.875%
HK$204,861
−HK$5,428/mo
Today · 4.125%
HK$210,289
baseline
▲ 0.50% · 4.625%
HK$221,374
+HK$11,085/mo
Deposit HK$39.32M · loan HK$39.32M · min. income ≈ HK$420,578/mo (50% DSR)
Upfront cash ≈ HK$42.67M (deposit + AVD stamp duty HK$3,342,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,204
−HK$13,495/mo
▼ 0.25% · 3.875%
HK$221,898
−HK$6,801/mo
Today · 4.125%
HK$228,699
baseline
▲ 0.50% · 4.625%
HK$242,615
+HK$13,916/mo
Deposit HK$31.46M · loan HK$47.19M · min. income ≈ HK$457,398/mo (50% DSR)
Upfront cash ≈ HK$34.80M (deposit + AVD stamp duty HK$3,342,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,413
−HK$12,934/mo
▼ 0.25% · 3.875%
HK$245,834
−HK$6,513/mo
Today · 4.125%
HK$252,347
baseline
▲ 0.50% · 4.625%
HK$265,649
+HK$13,302/mo
Deposit HK$31.46M · loan HK$47.19M · min. income ≈ HK$504,694/mo (50% DSR)
Upfront cash ≈ HK$34.80M (deposit + AVD stamp duty HK$3,342,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,072
−HK$15,744/mo
▼ 0.25% · 3.875%
HK$258,881
−HK$7,935/mo
Today · 4.125%
HK$266,816
baseline
▲ 0.50% · 4.625%
HK$283,051
+HK$16,235/mo
Deposit HK$23.59M · loan HK$55.05M · min. income ≈ HK$533,632/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$3,342,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,315
−HK$15,090/mo
▼ 0.25% · 3.875%
HK$286,806
−HK$7,599/mo
Today · 4.125%
HK$294,405
baseline
▲ 0.50% · 4.625%
HK$309,924
+HK$15,519/mo
Deposit HK$23.59M · loan HK$55.05M · min. income ≈ HK$588,810/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$3,342,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,806
−HK$20,243/mo
▼ 0.25% · 3.875%
HK$332,848
−HK$10,201/mo
Today · 4.125%
HK$343,049
baseline
▲ 0.50% · 4.625%
HK$363,923
+HK$20,874/mo
Deposit HK$7.86M · loan HK$70.78M · min. income ≈ HK$686,098/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$3,342,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,119
−HK$19,402/mo
▼ 0.25% · 3.875%
HK$368,750
−HK$9,771/mo
Today · 4.125%
HK$378,521
baseline
▲ 0.50% · 4.625%
HK$398,473
+HK$19,952/mo
Deposit HK$7.86M · loan HK$70.78M · min. income ≈ HK$757,042/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$3,342,527 · Scale 2, in force from 26 Feb 2026)