LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,341
−HK$11,246/mo
▼ 0.25% · 3.875%
HK$184,920
−HK$5,667/mo
Today · 4.125%
HK$190,587
baseline
▲ 0.50% · 4.625%
HK$202,184
+HK$11,597/mo
Deposit HK$39.32M · loan HK$39.32M · min. income ≈ HK$381,174/mo (50% DSR)
Upfront cash ≈ HK$42.67M (deposit + AVD stamp duty HK$3,342,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,515
−HK$10,779/mo
▼ 0.25% · 3.875%
HK$204,866
−HK$5,428/mo
Today · 4.125%
HK$210,294
baseline
▲ 0.50% · 4.625%
HK$221,379
+HK$11,085/mo
Deposit HK$39.32M · loan HK$39.32M · min. income ≈ HK$420,588/mo (50% DSR)
Upfront cash ≈ HK$42.67M (deposit + AVD stamp duty HK$3,342,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,209
−HK$13,496/mo
▼ 0.25% · 3.875%
HK$221,904
−HK$6,801/mo
Today · 4.125%
HK$228,705
baseline
▲ 0.50% · 4.625%
HK$242,621
+HK$13,916/mo
Deposit HK$31.46M · loan HK$47.19M · min. income ≈ HK$457,410/mo (50% DSR)
Upfront cash ≈ HK$34.80M (deposit + AVD stamp duty HK$3,342,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,418
−HK$12,935/mo
▼ 0.25% · 3.875%
HK$245,839
−HK$6,514/mo
Today · 4.125%
HK$252,353
baseline
▲ 0.50% · 4.625%
HK$265,655
+HK$13,302/mo
Deposit HK$31.46M · loan HK$47.19M · min. income ≈ HK$504,706/mo (50% DSR)
Upfront cash ≈ HK$34.80M (deposit + AVD stamp duty HK$3,342,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,078
−HK$15,744/mo
▼ 0.25% · 3.875%
HK$258,887
−HK$7,935/mo
Today · 4.125%
HK$266,822
baseline
▲ 0.50% · 4.625%
HK$283,058
+HK$16,236/mo
Deposit HK$23.59M · loan HK$55.05M · min. income ≈ HK$533,644/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$3,342,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,321
−HK$15,091/mo
▼ 0.25% · 3.875%
HK$286,813
−HK$7,599/mo
Today · 4.125%
HK$294,412
baseline
▲ 0.50% · 4.625%
HK$309,931
+HK$15,519/mo
Deposit HK$23.59M · loan HK$55.05M · min. income ≈ HK$588,824/mo (50% DSR)
Upfront cash ≈ HK$26.94M (deposit + AVD stamp duty HK$3,342,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,814
−HK$20,243/mo
▼ 0.25% · 3.875%
HK$332,855
−HK$10,202/mo
Today · 4.125%
HK$343,057
baseline
▲ 0.50% · 4.625%
HK$363,931
+HK$20,874/mo
Deposit HK$7.86M · loan HK$70.78M · min. income ≈ HK$686,114/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$3,342,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,127
−HK$19,403/mo
▼ 0.25% · 3.875%
HK$368,759
−HK$9,771/mo
Today · 4.125%
HK$378,530
baseline
▲ 0.50% · 4.625%
HK$398,483
+HK$19,953/mo
Deposit HK$7.86M · loan HK$70.78M · min. income ≈ HK$757,060/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$3,342,606 · Scale 2, in force from 26 Feb 2026)