LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,453
−HK$11,253/mo
▼ 0.25% · 3.875%
HK$185,035
−HK$5,671/mo
Today · 4.125%
HK$190,706
baseline
▲ 0.50% · 4.625%
HK$202,310
+HK$11,604/mo
Deposit HK$39.35M · loan HK$39.35M · min. income ≈ HK$381,412/mo (50% DSR)
Upfront cash ≈ HK$42.69M (deposit + AVD stamp duty HK$3,344,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,640
−HK$10,786/mo
▼ 0.25% · 3.875%
HK$204,994
−HK$5,432/mo
Today · 4.125%
HK$210,426
baseline
▲ 0.50% · 4.625%
HK$221,518
+HK$11,092/mo
Deposit HK$39.35M · loan HK$39.35M · min. income ≈ HK$420,852/mo (50% DSR)
Upfront cash ≈ HK$42.69M (deposit + AVD stamp duty HK$3,344,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,344
−HK$13,504/mo
▼ 0.25% · 3.875%
HK$222,042
−HK$6,806/mo
Today · 4.125%
HK$228,848
baseline
▲ 0.50% · 4.625%
HK$242,773
+HK$13,925/mo
Deposit HK$31.48M · loan HK$47.22M · min. income ≈ HK$457,696/mo (50% DSR)
Upfront cash ≈ HK$34.82M (deposit + AVD stamp duty HK$3,344,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,568
−HK$12,943/mo
▼ 0.25% · 3.875%
HK$245,993
−HK$6,518/mo
Today · 4.125%
HK$252,511
baseline
▲ 0.50% · 4.625%
HK$265,821
+HK$13,310/mo
Deposit HK$31.48M · loan HK$47.22M · min. income ≈ HK$505,022/mo (50% DSR)
Upfront cash ≈ HK$34.82M (deposit + AVD stamp duty HK$3,344,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,234
−HK$15,755/mo
▼ 0.25% · 3.875%
HK$259,049
−HK$7,940/mo
Today · 4.125%
HK$266,989
baseline
▲ 0.50% · 4.625%
HK$283,235
+HK$16,246/mo
Deposit HK$23.61M · loan HK$55.09M · min. income ≈ HK$533,978/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$3,344,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,496
−HK$15,100/mo
▼ 0.25% · 3.875%
HK$286,992
−HK$7,604/mo
Today · 4.125%
HK$294,596
baseline
▲ 0.50% · 4.625%
HK$310,125
+HK$15,529/mo
Deposit HK$23.61M · loan HK$55.09M · min. income ≈ HK$589,192/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$3,344,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,016
−HK$20,256/mo
▼ 0.25% · 3.875%
HK$333,063
−HK$10,209/mo
Today · 4.125%
HK$343,272
baseline
▲ 0.50% · 4.625%
HK$364,159
+HK$20,887/mo
Deposit HK$7.87M · loan HK$70.83M · min. income ≈ HK$686,544/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$3,344,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,352
−HK$19,414/mo
▼ 0.25% · 3.875%
HK$368,989
−HK$9,777/mo
Today · 4.125%
HK$378,766
baseline
▲ 0.50% · 4.625%
HK$398,732
+HK$19,966/mo
Deposit HK$7.87M · loan HK$70.83M · min. income ≈ HK$757,532/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$3,344,693 · Scale 2, in force from 26 Feb 2026)