LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,951
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,510
−HK$567/mo
Today · 4.125%
HK$19,077
baseline
▲ 0.50% · 4.625%
HK$20,238
+HK$1,161/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,154/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$236,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,971
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,506
−HK$544/mo
Today · 4.125%
HK$21,050
baseline
▲ 0.50% · 4.625%
HK$22,159
+HK$1,109/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,100/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$236,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,542
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,212
−HK$680/mo
Today · 4.125%
HK$22,892
baseline
▲ 0.50% · 4.625%
HK$24,285
+HK$1,393/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$45,784/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,965
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,608
−HK$652/mo
Today · 4.125%
HK$25,260
baseline
▲ 0.50% · 4.625%
HK$26,591
+HK$1,331/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$50,520/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,132
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,914
−HK$794/mo
Today · 4.125%
HK$26,708
baseline
▲ 0.50% · 4.625%
HK$28,333
+HK$1,625/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,416/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,959
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,709
−HK$760/mo
Today · 4.125%
HK$29,469
baseline
▲ 0.50% · 4.625%
HK$31,023
+HK$1,554/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,938/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,312
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,318
−HK$1,021/mo
Today · 4.125%
HK$34,339
baseline
▲ 0.50% · 4.625%
HK$36,428
+HK$2,089/mo
Deposit HK$787K · loan HK$7.09M · min. income ≈ HK$68,678/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,947
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,911
−HK$978/mo
Today · 4.125%
HK$37,889
baseline
▲ 0.50% · 4.625%
HK$39,887
+HK$1,998/mo
Deposit HK$787K · loan HK$7.09M · min. income ≈ HK$75,778/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,176 · Scale 2, in force from 26 Feb 2026)