LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,957
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,516
−HK$567/mo
Today · 4.125%
HK$19,083
baseline
▲ 0.50% · 4.625%
HK$20,244
+HK$1,161/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,166/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$236,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,977
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,513
−HK$543/mo
Today · 4.125%
HK$21,056
baseline
▲ 0.50% · 4.625%
HK$22,166
+HK$1,110/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,112/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$236,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,549
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,219
−HK$681/mo
Today · 4.125%
HK$22,900
baseline
▲ 0.50% · 4.625%
HK$24,293
+HK$1,393/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$45,800/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,973
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,615
−HK$653/mo
Today · 4.125%
HK$25,268
baseline
▲ 0.50% · 4.625%
HK$26,600
+HK$1,332/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$50,536/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,140
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,922
−HK$794/mo
Today · 4.125%
HK$26,716
baseline
▲ 0.50% · 4.625%
HK$28,342
+HK$1,626/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,432/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,968
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,718
−HK$761/mo
Today · 4.125%
HK$29,479
baseline
▲ 0.50% · 4.625%
HK$31,033
+HK$1,554/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,958/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,323
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,328
−HK$1,022/mo
Today · 4.125%
HK$34,350
baseline
▲ 0.50% · 4.625%
HK$36,440
+HK$2,090/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$68,700/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,959
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,923
−HK$978/mo
Today · 4.125%
HK$37,901
baseline
▲ 0.50% · 4.625%
HK$39,899
+HK$1,998/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$75,802/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,251 · Scale 2, in force from 26 Feb 2026)