LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,959
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,518
−HK$567/mo
Today · 4.125%
HK$19,085
baseline
▲ 0.50% · 4.625%
HK$20,247
+HK$1,162/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,170/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$236,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,979
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,515
−HK$544/mo
Today · 4.125%
HK$21,059
baseline
▲ 0.50% · 4.625%
HK$22,169
+HK$1,110/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,118/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$236,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,551
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,221
−HK$682/mo
Today · 4.125%
HK$22,903
baseline
▲ 0.50% · 4.625%
HK$24,296
+HK$1,393/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$45,806/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,975
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,618
−HK$653/mo
Today · 4.125%
HK$25,271
baseline
▲ 0.50% · 4.625%
HK$26,603
+HK$1,332/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$50,542/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,143
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,925
−HK$795/mo
Today · 4.125%
HK$26,720
baseline
▲ 0.50% · 4.625%
HK$28,345
+HK$1,625/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,440/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,971
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,721
−HK$761/mo
Today · 4.125%
HK$29,482
baseline
▲ 0.50% · 4.625%
HK$31,036
+HK$1,554/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,964/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,327
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,332
−HK$1,022/mo
Today · 4.125%
HK$34,354
baseline
▲ 0.50% · 4.625%
HK$36,444
+HK$2,090/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$68,708/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,963
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,928
−HK$978/mo
Today · 4.125%
HK$37,906
baseline
▲ 0.50% · 4.625%
HK$39,904
+HK$1,998/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$75,812/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,279 · Scale 2, in force from 26 Feb 2026)