LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,675
−HK$11,267/mo
▼ 0.25% · 3.875%
HK$185,264
−HK$5,678/mo
Today · 4.125%
HK$190,942
baseline
▲ 0.50% · 4.625%
HK$202,561
+HK$11,619/mo
Deposit HK$39.40M · loan HK$39.40M · min. income ≈ HK$381,884/mo (50% DSR)
Upfront cash ≈ HK$42.75M (deposit + AVD stamp duty HK$3,348,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,887
−HK$10,799/mo
▼ 0.25% · 3.875%
HK$205,248
−HK$5,438/mo
Today · 4.125%
HK$210,686
baseline
▲ 0.50% · 4.625%
HK$221,792
+HK$11,106/mo
Deposit HK$39.40M · loan HK$39.40M · min. income ≈ HK$421,372/mo (50% DSR)
Upfront cash ≈ HK$42.75M (deposit + AVD stamp duty HK$3,348,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,610
−HK$13,521/mo
▼ 0.25% · 3.875%
HK$222,317
−HK$6,814/mo
Today · 4.125%
HK$229,131
baseline
▲ 0.50% · 4.625%
HK$243,073
+HK$13,942/mo
Deposit HK$31.52M · loan HK$47.28M · min. income ≈ HK$458,262/mo (50% DSR)
Upfront cash ≈ HK$34.87M (deposit + AVD stamp duty HK$3,348,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,864
−HK$12,959/mo
▼ 0.25% · 3.875%
HK$246,297
−HK$6,526/mo
Today · 4.125%
HK$252,823
baseline
▲ 0.50% · 4.625%
HK$266,150
+HK$13,327/mo
Deposit HK$31.52M · loan HK$47.28M · min. income ≈ HK$505,646/mo (50% DSR)
Upfront cash ≈ HK$34.87M (deposit + AVD stamp duty HK$3,348,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,545
−HK$15,774/mo
▼ 0.25% · 3.875%
HK$259,370
−HK$7,949/mo
Today · 4.125%
HK$267,319
baseline
▲ 0.50% · 4.625%
HK$283,585
+HK$16,266/mo
Deposit HK$23.64M · loan HK$55.16M · min. income ≈ HK$534,638/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$3,348,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,841
−HK$15,119/mo
▼ 0.25% · 3.875%
HK$287,347
−HK$7,613/mo
Today · 4.125%
HK$294,960
baseline
▲ 0.50% · 4.625%
HK$310,508
+HK$15,548/mo
Deposit HK$23.64M · loan HK$55.16M · min. income ≈ HK$589,920/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$3,348,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,415
−HK$20,281/mo
▼ 0.25% · 3.875%
HK$333,475
−HK$10,221/mo
Today · 4.125%
HK$343,696
baseline
▲ 0.50% · 4.625%
HK$364,609
+HK$20,913/mo
Deposit HK$7.88M · loan HK$70.92M · min. income ≈ HK$687,392/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$3,348,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,796
−HK$19,439/mo
▼ 0.25% · 3.875%
HK$369,446
−HK$9,789/mo
Today · 4.125%
HK$379,235
baseline
▲ 0.50% · 4.625%
HK$399,225
+HK$19,990/mo
Deposit HK$7.88M · loan HK$70.92M · min. income ≈ HK$758,470/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$3,348,830 · Scale 2, in force from 26 Feb 2026)