LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,969
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,528
−HK$568/mo
Today · 4.125%
HK$19,096
baseline
▲ 0.50% · 4.625%
HK$20,258
+HK$1,162/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,192/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,990
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,526
−HK$544/mo
Today · 4.125%
HK$21,070
baseline
▲ 0.50% · 4.625%
HK$22,181
+HK$1,111/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,140/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,563
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,233
−HK$682/mo
Today · 4.125%
HK$22,915
baseline
▲ 0.50% · 4.625%
HK$24,309
+HK$1,394/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$45,830/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,988
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,632
−HK$652/mo
Today · 4.125%
HK$25,284
baseline
▲ 0.50% · 4.625%
HK$26,617
+HK$1,333/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$50,568/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,157
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,939
−HK$795/mo
Today · 4.125%
HK$26,734
baseline
▲ 0.50% · 4.625%
HK$28,361
+HK$1,627/mo
Deposit HK$2.36M · loan HK$5.52M · min. income ≈ HK$53,468/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,986
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,737
−HK$761/mo
Today · 4.125%
HK$29,498
baseline
▲ 0.50% · 4.625%
HK$31,053
+HK$1,555/mo
Deposit HK$2.36M · loan HK$5.52M · min. income ≈ HK$58,996/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,344
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,350
−HK$1,022/mo
Today · 4.125%
HK$34,372
baseline
▲ 0.50% · 4.625%
HK$36,464
+HK$2,092/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$68,744/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,983
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,948
−HK$979/mo
Today · 4.125%
HK$37,927
baseline
▲ 0.50% · 4.625%
HK$39,926
+HK$1,999/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$75,854/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,408 · Scale 2, in force from 26 Feb 2026)