LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,970
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,529
−HK$568/mo
Today · 4.125%
HK$19,097
baseline
▲ 0.50% · 4.625%
HK$20,259
+HK$1,162/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,194/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,991
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,527
−HK$544/mo
Today · 4.125%
HK$21,071
baseline
▲ 0.50% · 4.625%
HK$22,182
+HK$1,111/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,142/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,564
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,235
−HK$681/mo
Today · 4.125%
HK$22,916
baseline
▲ 0.50% · 4.625%
HK$24,310
+HK$1,394/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$45,832/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,989
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,633
−HK$653/mo
Today · 4.125%
HK$25,286
baseline
▲ 0.50% · 4.625%
HK$26,618
+HK$1,332/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$50,572/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,158
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,940
−HK$795/mo
Today · 4.125%
HK$26,735
baseline
▲ 0.50% · 4.625%
HK$28,362
+HK$1,627/mo
Deposit HK$2.36M · loan HK$5.52M · min. income ≈ HK$53,470/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,988
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,738
−HK$762/mo
Today · 4.125%
HK$29,500
baseline
▲ 0.50% · 4.625%
HK$31,055
+HK$1,555/mo
Deposit HK$2.36M · loan HK$5.52M · min. income ≈ HK$59,000/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,346
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,352
−HK$1,022/mo
Today · 4.125%
HK$34,374
baseline
▲ 0.50% · 4.625%
HK$36,466
+HK$2,092/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$68,748/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,984
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,949
−HK$979/mo
Today · 4.125%
HK$37,928
baseline
▲ 0.50% · 4.625%
HK$39,928
+HK$2,000/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$75,856/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)