LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,699
−HK$11,268/mo
▼ 0.25% · 3.875%
HK$185,288
−HK$5,679/mo
Today · 4.125%
HK$190,967
baseline
▲ 0.50% · 4.625%
HK$202,587
+HK$11,620/mo
Deposit HK$39.40M · loan HK$39.40M · min. income ≈ HK$381,934/mo (50% DSR)
Upfront cash ≈ HK$42.75M (deposit + AVD stamp duty HK$3,349,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,913
−HK$10,801/mo
▼ 0.25% · 3.875%
HK$205,275
−HK$5,439/mo
Today · 4.125%
HK$210,714
baseline
▲ 0.50% · 4.625%
HK$221,821
+HK$11,107/mo
Deposit HK$39.40M · loan HK$39.40M · min. income ≈ HK$421,428/mo (50% DSR)
Upfront cash ≈ HK$42.75M (deposit + AVD stamp duty HK$3,349,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,639
−HK$13,522/mo
▼ 0.25% · 3.875%
HK$222,346
−HK$6,815/mo
Today · 4.125%
HK$229,161
baseline
▲ 0.50% · 4.625%
HK$243,105
+HK$13,944/mo
Deposit HK$31.52M · loan HK$47.28M · min. income ≈ HK$458,322/mo (50% DSR)
Upfront cash ≈ HK$34.87M (deposit + AVD stamp duty HK$3,349,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,896
−HK$12,961/mo
▼ 0.25% · 3.875%
HK$246,330
−HK$6,527/mo
Today · 4.125%
HK$252,857
baseline
▲ 0.50% · 4.625%
HK$266,185
+HK$13,328/mo
Deposit HK$31.52M · loan HK$47.28M · min. income ≈ HK$505,714/mo (50% DSR)
Upfront cash ≈ HK$34.87M (deposit + AVD stamp duty HK$3,349,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,578
−HK$15,776/mo
▼ 0.25% · 3.875%
HK$259,404
−HK$7,950/mo
Today · 4.125%
HK$267,354
baseline
▲ 0.50% · 4.625%
HK$283,622
+HK$16,268/mo
Deposit HK$23.64M · loan HK$55.16M · min. income ≈ HK$534,708/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$3,349,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,878
−HK$15,121/mo
▼ 0.25% · 3.875%
HK$287,385
−HK$7,614/mo
Today · 4.125%
HK$294,999
baseline
▲ 0.50% · 4.625%
HK$310,549
+HK$15,550/mo
Deposit HK$23.64M · loan HK$55.16M · min. income ≈ HK$589,998/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$3,349,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,458
−HK$20,283/mo
▼ 0.25% · 3.875%
HK$333,519
−HK$10,222/mo
Today · 4.125%
HK$343,741
baseline
▲ 0.50% · 4.625%
HK$364,657
+HK$20,916/mo
Deposit HK$7.88M · loan HK$70.93M · min. income ≈ HK$687,482/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$3,349,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,844
−HK$19,441/mo
▼ 0.25% · 3.875%
HK$369,494
−HK$9,791/mo
Today · 4.125%
HK$379,285
baseline
▲ 0.50% · 4.625%
HK$399,277
+HK$19,992/mo
Deposit HK$7.88M · loan HK$70.93M · min. income ≈ HK$758,570/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$3,349,272 · Scale 2, in force from 26 Feb 2026)