LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,743
−HK$11,272/mo
▼ 0.25% · 3.875%
HK$185,335
−HK$5,680/mo
Today · 4.125%
HK$191,015
baseline
▲ 0.50% · 4.625%
HK$202,638
+HK$11,623/mo
Deposit HK$39.41M · loan HK$39.41M · min. income ≈ HK$382,030/mo (50% DSR)
Upfront cash ≈ HK$42.76M (deposit + AVD stamp duty HK$3,350,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,963
−HK$10,803/mo
▼ 0.25% · 3.875%
HK$205,326
−HK$5,440/mo
Today · 4.125%
HK$210,766
baseline
▲ 0.50% · 4.625%
HK$221,876
+HK$11,110/mo
Deposit HK$39.41M · loan HK$39.41M · min. income ≈ HK$421,532/mo (50% DSR)
Upfront cash ≈ HK$42.76M (deposit + AVD stamp duty HK$3,350,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,692
−HK$13,526/mo
▼ 0.25% · 3.875%
HK$222,401
−HK$6,817/mo
Today · 4.125%
HK$229,218
baseline
▲ 0.50% · 4.625%
HK$243,165
+HK$13,947/mo
Deposit HK$31.53M · loan HK$47.30M · min. income ≈ HK$458,436/mo (50% DSR)
Upfront cash ≈ HK$34.88M (deposit + AVD stamp duty HK$3,350,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,955
−HK$12,964/mo
▼ 0.25% · 3.875%
HK$246,391
−HK$6,528/mo
Today · 4.125%
HK$252,919
baseline
▲ 0.50% · 4.625%
HK$266,251
+HK$13,332/mo
Deposit HK$31.53M · loan HK$47.30M · min. income ≈ HK$505,838/mo (50% DSR)
Upfront cash ≈ HK$34.88M (deposit + AVD stamp duty HK$3,350,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,641
−HK$15,780/mo
▼ 0.25% · 3.875%
HK$259,468
−HK$7,953/mo
Today · 4.125%
HK$267,421
baseline
▲ 0.50% · 4.625%
HK$283,693
+HK$16,272/mo
Deposit HK$23.65M · loan HK$55.18M · min. income ≈ HK$534,842/mo (50% DSR)
Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$3,350,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,948
−HK$15,125/mo
▼ 0.25% · 3.875%
HK$287,456
−HK$7,617/mo
Today · 4.125%
HK$295,073
baseline
▲ 0.50% · 4.625%
HK$310,626
+HK$15,553/mo
Deposit HK$23.65M · loan HK$55.18M · min. income ≈ HK$590,146/mo (50% DSR)
Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$3,350,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,538
−HK$20,289/mo
▼ 0.25% · 3.875%
HK$333,602
−HK$10,225/mo
Today · 4.125%
HK$343,827
baseline
▲ 0.50% · 4.625%
HK$364,748
+HK$20,921/mo
Deposit HK$7.88M · loan HK$70.94M · min. income ≈ HK$687,654/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$3,350,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,933
−HK$19,446/mo
▼ 0.25% · 3.875%
HK$369,586
−HK$9,793/mo
Today · 4.125%
HK$379,379
baseline
▲ 0.50% · 4.625%
HK$399,377
+HK$19,998/mo
Deposit HK$7.88M · loan HK$70.94M · min. income ≈ HK$758,758/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$3,350,105 · Scale 2, in force from 26 Feb 2026)