LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,977
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,537
−HK$568/mo
Today · 4.125%
HK$19,105
baseline
▲ 0.50% · 4.625%
HK$20,267
+HK$1,162/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,210/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,000
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,536
−HK$544/mo
Today · 4.125%
HK$21,080
baseline
▲ 0.50% · 4.625%
HK$22,191
+HK$1,111/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,160/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,573
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,244
−HK$682/mo
Today · 4.125%
HK$22,926
baseline
▲ 0.50% · 4.625%
HK$24,321
+HK$1,395/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$45,852/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,000
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,643
−HK$653/mo
Today · 4.125%
HK$25,296
baseline
▲ 0.50% · 4.625%
HK$26,630
+HK$1,334/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$50,592/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,168
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,951
−HK$796/mo
Today · 4.125%
HK$26,747
baseline
▲ 0.50% · 4.625%
HK$28,374
+HK$1,627/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$53,494/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,000
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,750
−HK$762/mo
Today · 4.125%
HK$29,512
baseline
▲ 0.50% · 4.625%
HK$31,068
+HK$1,556/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$59,024/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,359
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,366
−HK$1,022/mo
Today · 4.125%
HK$34,388
baseline
▲ 0.50% · 4.625%
HK$36,481
+HK$2,093/mo
Deposit HK$788K · loan HK$7.10M · min. income ≈ HK$68,776/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,999
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,965
−HK$979/mo
Today · 4.125%
HK$37,944
baseline
▲ 0.50% · 4.625%
HK$39,944
+HK$2,000/mo
Deposit HK$788K · loan HK$7.10M · min. income ≈ HK$75,888/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,518 · Scale 2, in force from 26 Feb 2026)