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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$78.86M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$251,739
−HK$15,786/mo
▼ 0.25% · 3.875%
HK$259,569
−HK$7,956/mo
Today · 4.125%
HK$267,525
baseline
▲ 0.50% · 4.625%
HK$283,803
+HK$16,278/mo
Deposit HK$23.66M · loan HK$55.20M · min. income ≈ HK$535,050/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$3,351,405 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.