LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,853
−HK$11,278/mo
▼ 0.25% · 3.875%
HK$185,447
−HK$5,684/mo
Today · 4.125%
HK$191,131
baseline
▲ 0.50% · 4.625%
HK$202,761
+HK$11,630/mo
Deposit HK$39.44M · loan HK$39.44M · min. income ≈ HK$382,262/mo (50% DSR)
Upfront cash ≈ HK$42.79M (deposit + AVD stamp duty HK$3,352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,084
−HK$10,810/mo
▼ 0.25% · 3.875%
HK$205,451
−HK$5,443/mo
Today · 4.125%
HK$210,894
baseline
▲ 0.50% · 4.625%
HK$222,011
+HK$11,117/mo
Deposit HK$39.44M · loan HK$39.44M · min. income ≈ HK$421,788/mo (50% DSR)
Upfront cash ≈ HK$42.79M (deposit + AVD stamp duty HK$3,352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,823
−HK$13,534/mo
▼ 0.25% · 3.875%
HK$222,537
−HK$6,820/mo
Today · 4.125%
HK$229,357
baseline
▲ 0.50% · 4.625%
HK$243,313
+HK$13,956/mo
Deposit HK$31.55M · loan HK$47.32M · min. income ≈ HK$458,714/mo (50% DSR)
Upfront cash ≈ HK$34.90M (deposit + AVD stamp duty HK$3,352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,101
−HK$12,972/mo
▼ 0.25% · 3.875%
HK$246,541
−HK$6,532/mo
Today · 4.125%
HK$253,073
baseline
▲ 0.50% · 4.625%
HK$266,413
+HK$13,340/mo
Deposit HK$31.55M · loan HK$47.32M · min. income ≈ HK$506,146/mo (50% DSR)
Upfront cash ≈ HK$34.90M (deposit + AVD stamp duty HK$3,352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,794
−HK$15,790/mo
▼ 0.25% · 3.875%
HK$259,626
−HK$7,958/mo
Today · 4.125%
HK$267,584
baseline
▲ 0.50% · 4.625%
HK$283,866
+HK$16,282/mo
Deposit HK$23.66M · loan HK$55.21M · min. income ≈ HK$535,168/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$3,352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,118
−HK$15,134/mo
▼ 0.25% · 3.875%
HK$287,631
−HK$7,621/mo
Today · 4.125%
HK$295,252
baseline
▲ 0.50% · 4.625%
HK$310,815
+HK$15,563/mo
Deposit HK$23.66M · loan HK$55.21M · min. income ≈ HK$590,504/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$3,352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,735
−HK$20,301/mo
▼ 0.25% · 3.875%
HK$333,805
−HK$10,231/mo
Today · 4.125%
HK$344,036
baseline
▲ 0.50% · 4.625%
HK$364,970
+HK$20,934/mo
Deposit HK$7.89M · loan HK$70.99M · min. income ≈ HK$688,072/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$3,352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,152
−HK$19,458/mo
▼ 0.25% · 3.875%
HK$369,811
−HK$9,799/mo
Today · 4.125%
HK$379,610
baseline
▲ 0.50% · 4.625%
HK$399,620
+HK$20,010/mo
Deposit HK$7.89M · loan HK$70.99M · min. income ≈ HK$759,220/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$3,352,143 · Scale 2, in force from 26 Feb 2026)