LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,990
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,550
−HK$568/mo
Today · 4.125%
HK$19,118
baseline
▲ 0.50% · 4.625%
HK$20,281
+HK$1,163/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,236/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,014
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,550
−HK$545/mo
Today · 4.125%
HK$21,095
baseline
▲ 0.50% · 4.625%
HK$22,207
+HK$1,112/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,190/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,588
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,259
−HK$683/mo
Today · 4.125%
HK$22,942
baseline
▲ 0.50% · 4.625%
HK$24,338
+HK$1,396/mo
Deposit HK$3.16M · loan HK$4.73M · min. income ≈ HK$45,884/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,016
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,660
−HK$654/mo
Today · 4.125%
HK$25,314
baseline
▲ 0.50% · 4.625%
HK$26,648
+HK$1,334/mo
Deposit HK$3.16M · loan HK$4.73M · min. income ≈ HK$50,628/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,186
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,969
−HK$796/mo
Today · 4.125%
HK$26,765
baseline
▲ 0.50% · 4.625%
HK$28,394
+HK$1,629/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$53,530/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,019
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,771
−HK$762/mo
Today · 4.125%
HK$29,533
baseline
▲ 0.50% · 4.625%
HK$31,090
+HK$1,557/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$59,066/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,382
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,389
−HK$1,023/mo
Today · 4.125%
HK$34,412
baseline
▲ 0.50% · 4.625%
HK$36,506
+HK$2,094/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$68,824/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,024
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,991
−HK$980/mo
Today · 4.125%
HK$37,971
baseline
▲ 0.50% · 4.625%
HK$39,972
+HK$2,001/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$75,942/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,683 · Scale 2, in force from 26 Feb 2026)