LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,907
−HK$11,282/mo
▼ 0.25% · 3.875%
HK$185,504
−HK$5,685/mo
Today · 4.125%
HK$191,189
baseline
▲ 0.50% · 4.625%
HK$202,823
+HK$11,634/mo
Deposit HK$39.45M · loan HK$39.45M · min. income ≈ HK$382,378/mo (50% DSR)
Upfront cash ≈ HK$42.80M (deposit + AVD stamp duty HK$3,353,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,145
−HK$10,813/mo
▼ 0.25% · 3.875%
HK$205,513
−HK$5,445/mo
Today · 4.125%
HK$210,958
baseline
▲ 0.50% · 4.625%
HK$222,078
+HK$11,120/mo
Deposit HK$39.45M · loan HK$39.45M · min. income ≈ HK$421,916/mo (50% DSR)
Upfront cash ≈ HK$42.80M (deposit + AVD stamp duty HK$3,353,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,889
−HK$13,538/mo
▼ 0.25% · 3.875%
HK$222,604
−HK$6,823/mo
Today · 4.125%
HK$229,427
baseline
▲ 0.50% · 4.625%
HK$243,387
+HK$13,960/mo
Deposit HK$31.56M · loan HK$47.34M · min. income ≈ HK$458,854/mo (50% DSR)
Upfront cash ≈ HK$34.91M (deposit + AVD stamp duty HK$3,353,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,174
−HK$12,976/mo
▼ 0.25% · 3.875%
HK$246,616
−HK$6,534/mo
Today · 4.125%
HK$253,150
baseline
▲ 0.50% · 4.625%
HK$266,494
+HK$13,344/mo
Deposit HK$31.56M · loan HK$47.34M · min. income ≈ HK$506,300/mo (50% DSR)
Upfront cash ≈ HK$34.91M (deposit + AVD stamp duty HK$3,353,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,870
−HK$15,795/mo
▼ 0.25% · 3.875%
HK$259,705
−HK$7,960/mo
Today · 4.125%
HK$267,665
baseline
▲ 0.50% · 4.625%
HK$283,952
+HK$16,287/mo
Deposit HK$23.67M · loan HK$55.23M · min. income ≈ HK$535,330/mo (50% DSR)
Upfront cash ≈ HK$27.02M (deposit + AVD stamp duty HK$3,353,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,203
−HK$15,139/mo
▼ 0.25% · 3.875%
HK$287,718
−HK$7,624/mo
Today · 4.125%
HK$295,342
baseline
▲ 0.50% · 4.625%
HK$310,910
+HK$15,568/mo
Deposit HK$23.67M · loan HK$55.23M · min. income ≈ HK$590,684/mo (50% DSR)
Upfront cash ≈ HK$27.02M (deposit + AVD stamp duty HK$3,353,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,833
−HK$20,308/mo
▼ 0.25% · 3.875%
HK$333,906
−HK$10,235/mo
Today · 4.125%
HK$344,141
baseline
▲ 0.50% · 4.625%
HK$365,081
+HK$20,940/mo
Deposit HK$7.89M · loan HK$71.01M · min. income ≈ HK$688,282/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$3,353,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,261
−HK$19,464/mo
▼ 0.25% · 3.875%
HK$369,923
−HK$9,802/mo
Today · 4.125%
HK$379,725
baseline
▲ 0.50% · 4.625%
HK$399,741
+HK$20,016/mo
Deposit HK$7.89M · loan HK$71.01M · min. income ≈ HK$759,450/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$3,353,162 · Scale 2, in force from 26 Feb 2026)