LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,953
−HK$11,284/mo
▼ 0.25% · 3.875%
HK$185,550
−HK$5,687/mo
Today · 4.125%
HK$191,237
baseline
▲ 0.50% · 4.625%
HK$202,874
+HK$11,637/mo
Deposit HK$39.46M · loan HK$39.46M · min. income ≈ HK$382,474/mo (50% DSR)
Upfront cash ≈ HK$42.81M (deposit + AVD stamp duty HK$3,354,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,196
−HK$10,815/mo
▼ 0.25% · 3.875%
HK$205,565
−HK$5,446/mo
Today · 4.125%
HK$211,011
baseline
▲ 0.50% · 4.625%
HK$222,134
+HK$11,123/mo
Deposit HK$39.46M · loan HK$39.46M · min. income ≈ HK$422,022/mo (50% DSR)
Upfront cash ≈ HK$42.81M (deposit + AVD stamp duty HK$3,354,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,943
−HK$13,542/mo
▼ 0.25% · 3.875%
HK$222,660
−HK$6,825/mo
Today · 4.125%
HK$229,485
baseline
▲ 0.50% · 4.625%
HK$243,448
+HK$13,963/mo
Deposit HK$31.57M · loan HK$47.35M · min. income ≈ HK$458,970/mo (50% DSR)
Upfront cash ≈ HK$34.92M (deposit + AVD stamp duty HK$3,354,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,235
−HK$12,979/mo
▼ 0.25% · 3.875%
HK$246,678
−HK$6,536/mo
Today · 4.125%
HK$253,214
baseline
▲ 0.50% · 4.625%
HK$266,561
+HK$13,347/mo
Deposit HK$31.57M · loan HK$47.35M · min. income ≈ HK$506,428/mo (50% DSR)
Upfront cash ≈ HK$34.92M (deposit + AVD stamp duty HK$3,354,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,934
−HK$15,798/mo
▼ 0.25% · 3.875%
HK$259,770
−HK$7,962/mo
Today · 4.125%
HK$267,732
baseline
▲ 0.50% · 4.625%
HK$284,023
+HK$16,291/mo
Deposit HK$23.68M · loan HK$55.24M · min. income ≈ HK$535,464/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$3,354,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,274
−HK$15,142/mo
▼ 0.25% · 3.875%
HK$287,791
−HK$7,625/mo
Today · 4.125%
HK$295,416
baseline
▲ 0.50% · 4.625%
HK$310,988
+HK$15,572/mo
Deposit HK$23.68M · loan HK$55.24M · min. income ≈ HK$590,832/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$3,354,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,915
−HK$20,312/mo
▼ 0.25% · 3.875%
HK$333,990
−HK$10,237/mo
Today · 4.125%
HK$344,227
baseline
▲ 0.50% · 4.625%
HK$365,173
+HK$20,946/mo
Deposit HK$7.89M · loan HK$71.03M · min. income ≈ HK$688,454/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$3,354,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,352
−HK$19,469/mo
▼ 0.25% · 3.875%
HK$370,016
−HK$9,805/mo
Today · 4.125%
HK$379,821
baseline
▲ 0.50% · 4.625%
HK$399,842
+HK$20,021/mo
Deposit HK$7.89M · loan HK$71.03M · min. income ≈ HK$759,642/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$3,354,004 · Scale 2, in force from 26 Feb 2026)