LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,976
−HK$11,287/mo
▼ 0.25% · 3.875%
HK$185,575
−HK$5,688/mo
Today · 4.125%
HK$191,263
baseline
▲ 0.50% · 4.625%
HK$202,900
+HK$11,637/mo
Deposit HK$39.46M · loan HK$39.46M · min. income ≈ HK$382,526/mo (50% DSR)
Upfront cash ≈ HK$42.82M (deposit + AVD stamp duty HK$3,354,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,222
−HK$10,817/mo
▼ 0.25% · 3.875%
HK$205,592
−HK$5,447/mo
Today · 4.125%
HK$211,039
baseline
▲ 0.50% · 4.625%
HK$222,164
+HK$11,125/mo
Deposit HK$39.46M · loan HK$39.46M · min. income ≈ HK$422,078/mo (50% DSR)
Upfront cash ≈ HK$42.82M (deposit + AVD stamp duty HK$3,354,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,972
−HK$13,543/mo
▼ 0.25% · 3.875%
HK$222,690
−HK$6,825/mo
Today · 4.125%
HK$229,515
baseline
▲ 0.50% · 4.625%
HK$243,481
+HK$13,966/mo
Deposit HK$31.57M · loan HK$47.36M · min. income ≈ HK$459,030/mo (50% DSR)
Upfront cash ≈ HK$34.93M (deposit + AVD stamp duty HK$3,354,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,266
−HK$12,981/mo
▼ 0.25% · 3.875%
HK$246,710
−HK$6,537/mo
Today · 4.125%
HK$253,247
baseline
▲ 0.50% · 4.625%
HK$266,596
+HK$13,349/mo
Deposit HK$31.57M · loan HK$47.36M · min. income ≈ HK$506,494/mo (50% DSR)
Upfront cash ≈ HK$34.93M (deposit + AVD stamp duty HK$3,354,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,967
−HK$15,801/mo
▼ 0.25% · 3.875%
HK$259,805
−HK$7,963/mo
Today · 4.125%
HK$267,768
baseline
▲ 0.50% · 4.625%
HK$284,061
+HK$16,293/mo
Deposit HK$23.68M · loan HK$55.25M · min. income ≈ HK$535,536/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$3,354,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,311
−HK$15,144/mo
▼ 0.25% · 3.875%
HK$287,829
−HK$7,626/mo
Today · 4.125%
HK$295,455
baseline
▲ 0.50% · 4.625%
HK$311,029
+HK$15,574/mo
Deposit HK$23.68M · loan HK$55.25M · min. income ≈ HK$590,910/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$3,354,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,958
−HK$20,315/mo
▼ 0.25% · 3.875%
HK$334,035
−HK$10,238/mo
Today · 4.125%
HK$344,273
baseline
▲ 0.50% · 4.625%
HK$365,221
+HK$20,948/mo
Deposit HK$7.89M · loan HK$71.04M · min. income ≈ HK$688,546/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$3,354,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,400
−HK$19,471/mo
▼ 0.25% · 3.875%
HK$370,065
−HK$9,806/mo
Today · 4.125%
HK$379,871
baseline
▲ 0.50% · 4.625%
HK$399,894
+HK$20,023/mo
Deposit HK$7.89M · loan HK$71.04M · min. income ≈ HK$759,742/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$3,354,448 · Scale 2, in force from 26 Feb 2026)