LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,999
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,559
−HK$568/mo
Today · 4.125%
HK$19,127
baseline
▲ 0.50% · 4.625%
HK$20,291
+HK$1,164/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,254/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,023
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,560
−HK$545/mo
Today · 4.125%
HK$21,105
baseline
▲ 0.50% · 4.625%
HK$22,218
+HK$1,113/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,210/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,598
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,270
−HK$683/mo
Today · 4.125%
HK$22,953
baseline
▲ 0.50% · 4.625%
HK$24,349
+HK$1,396/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,906/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,028
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,672
−HK$654/mo
Today · 4.125%
HK$25,326
baseline
▲ 0.50% · 4.625%
HK$26,661
+HK$1,335/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,652/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,198
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,982
−HK$796/mo
Today · 4.125%
HK$26,778
baseline
▲ 0.50% · 4.625%
HK$28,408
+HK$1,630/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,556/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,033
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,785
−HK$762/mo
Today · 4.125%
HK$29,547
baseline
▲ 0.50% · 4.625%
HK$31,105
+HK$1,558/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,094/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,398
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,405
−HK$1,024/mo
Today · 4.125%
HK$34,429
baseline
▲ 0.50% · 4.625%
HK$36,524
+HK$2,095/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$68,858/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,042
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,009
−HK$980/mo
Today · 4.125%
HK$37,989
baseline
▲ 0.50% · 4.625%
HK$39,992
+HK$2,003/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$75,978/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,799 · Scale 2, in force from 26 Feb 2026)