LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,125
−HK$11,295/mo
▼ 0.25% · 3.875%
HK$185,727
−HK$5,693/mo
Today · 4.125%
HK$191,420
baseline
▲ 0.50% · 4.625%
HK$203,067
+HK$11,647/mo
Deposit HK$39.50M · loan HK$39.50M · min. income ≈ HK$382,840/mo (50% DSR)
Upfront cash ≈ HK$42.85M (deposit + AVD stamp duty HK$3,357,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,387
−HK$10,826/mo
▼ 0.25% · 3.875%
HK$205,761
−HK$5,452/mo
Today · 4.125%
HK$211,213
baseline
▲ 0.50% · 4.625%
HK$222,346
+HK$11,133/mo
Deposit HK$39.50M · loan HK$39.50M · min. income ≈ HK$422,426/mo (50% DSR)
Upfront cash ≈ HK$42.85M (deposit + AVD stamp duty HK$3,357,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,150
−HK$13,554/mo
▼ 0.25% · 3.875%
HK$222,873
−HK$6,831/mo
Today · 4.125%
HK$229,704
baseline
▲ 0.50% · 4.625%
HK$243,681
+HK$13,977/mo
Deposit HK$31.60M · loan HK$47.40M · min. income ≈ HK$459,408/mo (50% DSR)
Upfront cash ≈ HK$34.95M (deposit + AVD stamp duty HK$3,357,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,464
−HK$12,992/mo
▼ 0.25% · 3.875%
HK$246,913
−HK$6,543/mo
Today · 4.125%
HK$253,456
baseline
▲ 0.50% · 4.625%
HK$266,816
+HK$13,360/mo
Deposit HK$31.60M · loan HK$47.40M · min. income ≈ HK$506,912/mo (50% DSR)
Upfront cash ≈ HK$34.95M (deposit + AVD stamp duty HK$3,357,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,174
−HK$15,814/mo
▼ 0.25% · 3.875%
HK$260,018
−HK$7,970/mo
Today · 4.125%
HK$267,988
baseline
▲ 0.50% · 4.625%
HK$284,294
+HK$16,306/mo
Deposit HK$23.70M · loan HK$55.30M · min. income ≈ HK$535,976/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$3,357,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,542
−HK$15,156/mo
▼ 0.25% · 3.875%
HK$288,065
−HK$7,633/mo
Today · 4.125%
HK$295,698
baseline
▲ 0.50% · 4.625%
HK$311,285
+HK$15,587/mo
Deposit HK$23.70M · loan HK$55.30M · min. income ≈ HK$591,396/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$3,357,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,224
−HK$20,332/mo
▼ 0.25% · 3.875%
HK$334,309
−HK$10,247/mo
Today · 4.125%
HK$344,556
baseline
▲ 0.50% · 4.625%
HK$365,521
+HK$20,965/mo
Deposit HK$7.90M · loan HK$71.09M · min. income ≈ HK$689,112/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$3,357,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,696
−HK$19,488/mo
▼ 0.25% · 3.875%
HK$370,370
−HK$9,814/mo
Today · 4.125%
HK$380,184
baseline
▲ 0.50% · 4.625%
HK$400,224
+HK$20,040/mo
Deposit HK$7.90M · loan HK$71.09M · min. income ≈ HK$760,368/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$3,357,208 · Scale 2, in force from 26 Feb 2026)