LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,158
−HK$11,298/mo
▼ 0.25% · 3.875%
HK$185,762
−HK$5,694/mo
Today · 4.125%
HK$191,456
baseline
▲ 0.50% · 4.625%
HK$203,105
+HK$11,649/mo
Deposit HK$39.50M · loan HK$39.50M · min. income ≈ HK$382,912/mo (50% DSR)
Upfront cash ≈ HK$42.86M (deposit + AVD stamp duty HK$3,357,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,424
−HK$10,829/mo
▼ 0.25% · 3.875%
HK$205,800
−HK$5,453/mo
Today · 4.125%
HK$211,253
baseline
▲ 0.50% · 4.625%
HK$222,388
+HK$11,135/mo
Deposit HK$39.50M · loan HK$39.50M · min. income ≈ HK$422,506/mo (50% DSR)
Upfront cash ≈ HK$42.86M (deposit + AVD stamp duty HK$3,357,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,190
−HK$13,557/mo
▼ 0.25% · 3.875%
HK$222,915
−HK$6,832/mo
Today · 4.125%
HK$229,747
baseline
▲ 0.50% · 4.625%
HK$243,726
+HK$13,979/mo
Deposit HK$31.60M · loan HK$47.40M · min. income ≈ HK$459,494/mo (50% DSR)
Upfront cash ≈ HK$34.96M (deposit + AVD stamp duty HK$3,357,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,509
−HK$12,994/mo
▼ 0.25% · 3.875%
HK$246,959
−HK$6,544/mo
Today · 4.125%
HK$253,503
baseline
▲ 0.50% · 4.625%
HK$266,866
+HK$13,363/mo
Deposit HK$31.60M · loan HK$47.40M · min. income ≈ HK$507,006/mo (50% DSR)
Upfront cash ≈ HK$34.96M (deposit + AVD stamp duty HK$3,357,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,222
−HK$15,816/mo
▼ 0.25% · 3.875%
HK$260,067
−HK$7,971/mo
Today · 4.125%
HK$268,038
baseline
▲ 0.50% · 4.625%
HK$284,348
+HK$16,310/mo
Deposit HK$23.70M · loan HK$55.31M · min. income ≈ HK$536,076/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$3,357,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,594
−HK$15,160/mo
▼ 0.25% · 3.875%
HK$288,119
−HK$7,635/mo
Today · 4.125%
HK$295,754
baseline
▲ 0.50% · 4.625%
HK$311,343
+HK$15,589/mo
Deposit HK$23.70M · loan HK$55.31M · min. income ≈ HK$591,508/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$3,357,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,285
−HK$20,335/mo
▼ 0.25% · 3.875%
HK$334,372
−HK$10,248/mo
Today · 4.125%
HK$344,620
baseline
▲ 0.50% · 4.625%
HK$365,590
+HK$20,970/mo
Deposit HK$7.90M · loan HK$71.11M · min. income ≈ HK$689,240/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$3,357,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,764
−HK$19,491/mo
▼ 0.25% · 3.875%
HK$370,439
−HK$9,816/mo
Today · 4.125%
HK$380,255
baseline
▲ 0.50% · 4.625%
HK$400,298
+HK$20,043/mo
Deposit HK$7.90M · loan HK$71.11M · min. income ≈ HK$760,510/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$3,357,836 · Scale 2, in force from 26 Feb 2026)