LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,017
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,577
−HK$570/mo
Today · 4.125%
HK$19,147
baseline
▲ 0.50% · 4.625%
HK$20,312
+HK$1,165/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,294/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,044
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,581
−HK$546/mo
Today · 4.125%
HK$21,127
baseline
▲ 0.50% · 4.625%
HK$22,240
+HK$1,113/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,254/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,620
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,293
−HK$683/mo
Today · 4.125%
HK$22,976
baseline
▲ 0.50% · 4.625%
HK$24,374
+HK$1,398/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,952/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,052
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,698
−HK$654/mo
Today · 4.125%
HK$25,352
baseline
▲ 0.50% · 4.625%
HK$26,688
+HK$1,336/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,704/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,224
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,008
−HK$798/mo
Today · 4.125%
HK$26,806
baseline
▲ 0.50% · 4.625%
HK$28,437
+HK$1,631/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,612/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,061
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,814
−HK$763/mo
Today · 4.125%
HK$29,577
baseline
▲ 0.50% · 4.625%
HK$31,136
+HK$1,559/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,154/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,431
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,439
−HK$1,025/mo
Today · 4.125%
HK$34,464
baseline
▲ 0.50% · 4.625%
HK$36,561
+HK$2,097/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$68,928/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,079
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,046
−HK$982/mo
Today · 4.125%
HK$38,028
baseline
▲ 0.50% · 4.625%
HK$40,032
+HK$2,004/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$76,056/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,040 · Scale 2, in force from 26 Feb 2026)