LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,185
−HK$11,299/mo
▼ 0.25% · 3.875%
HK$185,789
−HK$5,695/mo
Today · 4.125%
HK$191,484
baseline
▲ 0.50% · 4.625%
HK$203,135
+HK$11,651/mo
Deposit HK$39.51M · loan HK$39.51M · min. income ≈ HK$382,968/mo (50% DSR)
Upfront cash ≈ HK$42.87M (deposit + AVD stamp duty HK$3,358,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,454
−HK$10,829/mo
▼ 0.25% · 3.875%
HK$205,830
−HK$5,453/mo
Today · 4.125%
HK$211,283
baseline
▲ 0.50% · 4.625%
HK$222,420
+HK$11,137/mo
Deposit HK$39.51M · loan HK$39.51M · min. income ≈ HK$422,566/mo (50% DSR)
Upfront cash ≈ HK$42.87M (deposit + AVD stamp duty HK$3,358,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,222
−HK$13,559/mo
▼ 0.25% · 3.875%
HK$222,947
−HK$6,834/mo
Today · 4.125%
HK$229,781
baseline
▲ 0.50% · 4.625%
HK$243,762
+HK$13,981/mo
Deposit HK$31.61M · loan HK$47.41M · min. income ≈ HK$459,562/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$3,358,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,544
−HK$12,996/mo
▼ 0.25% · 3.875%
HK$246,996
−HK$6,544/mo
Today · 4.125%
HK$253,540
baseline
▲ 0.50% · 4.625%
HK$266,905
+HK$13,365/mo
Deposit HK$31.61M · loan HK$47.41M · min. income ≈ HK$507,080/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$3,358,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,258
−HK$15,819/mo
▼ 0.25% · 3.875%
HK$260,105
−HK$7,972/mo
Today · 4.125%
HK$268,077
baseline
▲ 0.50% · 4.625%
HK$284,389
+HK$16,312/mo
Deposit HK$23.71M · loan HK$55.31M · min. income ≈ HK$536,154/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$3,358,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,635
−HK$15,162/mo
▼ 0.25% · 3.875%
HK$288,161
−HK$7,636/mo
Today · 4.125%
HK$295,797
baseline
▲ 0.50% · 4.625%
HK$311,389
+HK$15,592/mo
Deposit HK$23.71M · loan HK$55.31M · min. income ≈ HK$591,594/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$3,358,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,332
−HK$20,339/mo
▼ 0.25% · 3.875%
HK$334,421
−HK$10,250/mo
Today · 4.125%
HK$344,671
baseline
▲ 0.50% · 4.625%
HK$365,643
+HK$20,972/mo
Deposit HK$7.90M · loan HK$71.12M · min. income ≈ HK$689,342/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$3,358,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,816
−HK$19,494/mo
▼ 0.25% · 3.875%
HK$370,493
−HK$9,817/mo
Today · 4.125%
HK$380,310
baseline
▲ 0.50% · 4.625%
HK$400,357
+HK$20,047/mo
Deposit HK$7.90M · loan HK$71.12M · min. income ≈ HK$760,620/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$3,358,327 · Scale 2, in force from 26 Feb 2026)