LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,021
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,581
−HK$570/mo
Today · 4.125%
HK$19,151
baseline
▲ 0.50% · 4.625%
HK$20,316
+HK$1,165/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,302/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,048
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,585
−HK$546/mo
Today · 4.125%
HK$21,131
baseline
▲ 0.50% · 4.625%
HK$22,245
+HK$1,114/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,262/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,625
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,297
−HK$684/mo
Today · 4.125%
HK$22,981
baseline
▲ 0.50% · 4.625%
HK$24,379
+HK$1,398/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,962/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,057
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,702
−HK$655/mo
Today · 4.125%
HK$25,357
baseline
▲ 0.50% · 4.625%
HK$26,694
+HK$1,337/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,714/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,229
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,013
−HK$798/mo
Today · 4.125%
HK$26,811
baseline
▲ 0.50% · 4.625%
HK$28,442
+HK$1,631/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,622/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,067
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,819
−HK$764/mo
Today · 4.125%
HK$29,583
baseline
▲ 0.50% · 4.625%
HK$31,142
+HK$1,559/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,166/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,437
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,446
−HK$1,025/mo
Today · 4.125%
HK$34,471
baseline
▲ 0.50% · 4.625%
HK$36,568
+HK$2,097/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$68,942/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,086
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,054
−HK$981/mo
Today · 4.125%
HK$38,035
baseline
▲ 0.50% · 4.625%
HK$40,040
+HK$2,005/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$76,070/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,086 · Scale 2, in force from 26 Feb 2026)