LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,211
−HK$11,301/mo
▼ 0.25% · 3.875%
HK$185,817
−HK$5,695/mo
Today · 4.125%
HK$191,512
baseline
▲ 0.50% · 4.625%
HK$203,165
+HK$11,653/mo
Deposit HK$39.52M · loan HK$39.52M · min. income ≈ HK$383,024/mo (50% DSR)
Upfront cash ≈ HK$42.87M (deposit + AVD stamp duty HK$3,358,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,483
−HK$10,831/mo
▼ 0.25% · 3.875%
HK$205,860
−HK$5,454/mo
Today · 4.125%
HK$211,314
baseline
▲ 0.50% · 4.625%
HK$222,453
+HK$11,139/mo
Deposit HK$39.52M · loan HK$39.52M · min. income ≈ HK$422,628/mo (50% DSR)
Upfront cash ≈ HK$42.87M (deposit + AVD stamp duty HK$3,358,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,253
−HK$13,561/mo
▼ 0.25% · 3.875%
HK$222,980
−HK$6,834/mo
Today · 4.125%
HK$229,814
baseline
▲ 0.50% · 4.625%
HK$243,798
+HK$13,984/mo
Deposit HK$31.61M · loan HK$47.42M · min. income ≈ HK$459,628/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$3,358,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,580
−HK$12,997/mo
▼ 0.25% · 3.875%
HK$247,032
−HK$6,545/mo
Today · 4.125%
HK$253,577
baseline
▲ 0.50% · 4.625%
HK$266,944
+HK$13,367/mo
Deposit HK$31.61M · loan HK$47.42M · min. income ≈ HK$507,154/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$3,358,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,295
−HK$15,822/mo
▼ 0.25% · 3.875%
HK$260,143
−HK$7,974/mo
Today · 4.125%
HK$268,117
baseline
▲ 0.50% · 4.625%
HK$284,431
+HK$16,314/mo
Deposit HK$23.71M · loan HK$55.32M · min. income ≈ HK$536,234/mo (50% DSR)
Upfront cash ≈ HK$27.07M (deposit + AVD stamp duty HK$3,358,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,676
−HK$15,164/mo
▼ 0.25% · 3.875%
HK$288,204
−HK$7,636/mo
Today · 4.125%
HK$295,840
baseline
▲ 0.50% · 4.625%
HK$311,434
+HK$15,594/mo
Deposit HK$23.71M · loan HK$55.32M · min. income ≈ HK$591,680/mo (50% DSR)
Upfront cash ≈ HK$27.07M (deposit + AVD stamp duty HK$3,358,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,380
−HK$20,341/mo
▼ 0.25% · 3.875%
HK$334,470
−HK$10,251/mo
Today · 4.125%
HK$344,721
baseline
▲ 0.50% · 4.625%
HK$365,697
+HK$20,976/mo
Deposit HK$7.90M · loan HK$71.13M · min. income ≈ HK$689,442/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$3,358,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,869
−HK$19,497/mo
▼ 0.25% · 3.875%
HK$370,548
−HK$9,818/mo
Today · 4.125%
HK$380,366
baseline
▲ 0.50% · 4.625%
HK$400,416
+HK$20,050/mo
Deposit HK$7.90M · loan HK$71.13M · min. income ≈ HK$760,732/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$3,358,819 · Scale 2, in force from 26 Feb 2026)