LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,223
−HK$11,302/mo
▼ 0.25% · 3.875%
HK$185,829
−HK$5,696/mo
Today · 4.125%
HK$191,525
baseline
▲ 0.50% · 4.625%
HK$203,179
+HK$11,654/mo
Deposit HK$39.52M · loan HK$39.52M · min. income ≈ HK$383,050/mo (50% DSR)
Upfront cash ≈ HK$42.88M (deposit + AVD stamp duty HK$3,359,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,497
−HK$10,832/mo
▼ 0.25% · 3.875%
HK$205,874
−HK$5,455/mo
Today · 4.125%
HK$211,329
baseline
▲ 0.50% · 4.625%
HK$222,468
+HK$11,139/mo
Deposit HK$39.52M · loan HK$39.52M · min. income ≈ HK$422,658/mo (50% DSR)
Upfront cash ≈ HK$42.88M (deposit + AVD stamp duty HK$3,359,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,268
−HK$13,562/mo
▼ 0.25% · 3.875%
HK$222,995
−HK$6,835/mo
Today · 4.125%
HK$229,830
baseline
▲ 0.50% · 4.625%
HK$243,815
+HK$13,985/mo
Deposit HK$31.61M · loan HK$47.42M · min. income ≈ HK$459,660/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$3,359,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,596
−HK$12,999/mo
▼ 0.25% · 3.875%
HK$247,049
−HK$6,546/mo
Today · 4.125%
HK$253,595
baseline
▲ 0.50% · 4.625%
HK$266,962
+HK$13,367/mo
Deposit HK$31.61M · loan HK$47.42M · min. income ≈ HK$507,190/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$3,359,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,313
−HK$15,822/mo
▼ 0.25% · 3.875%
HK$260,161
−HK$7,974/mo
Today · 4.125%
HK$268,135
baseline
▲ 0.50% · 4.625%
HK$284,450
+HK$16,315/mo
Deposit HK$23.71M · loan HK$55.33M · min. income ≈ HK$536,270/mo (50% DSR)
Upfront cash ≈ HK$27.07M (deposit + AVD stamp duty HK$3,359,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,695
−HK$15,165/mo
▼ 0.25% · 3.875%
HK$288,223
−HK$7,637/mo
Today · 4.125%
HK$295,860
baseline
▲ 0.50% · 4.625%
HK$311,456
+HK$15,596/mo
Deposit HK$23.71M · loan HK$55.33M · min. income ≈ HK$591,720/mo (50% DSR)
Upfront cash ≈ HK$27.07M (deposit + AVD stamp duty HK$3,359,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,402
−HK$20,343/mo
▼ 0.25% · 3.875%
HK$334,493
−HK$10,252/mo
Today · 4.125%
HK$344,745
baseline
▲ 0.50% · 4.625%
HK$365,722
+HK$20,977/mo
Deposit HK$7.90M · loan HK$71.13M · min. income ≈ HK$689,490/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$3,359,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,894
−HK$19,498/mo
▼ 0.25% · 3.875%
HK$370,573
−HK$9,819/mo
Today · 4.125%
HK$380,392
baseline
▲ 0.50% · 4.625%
HK$400,443
+HK$20,051/mo
Deposit HK$7.90M · loan HK$71.13M · min. income ≈ HK$760,784/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$3,359,049 · Scale 2, in force from 26 Feb 2026)