LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,032
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,593
−HK$570/mo
Today · 4.125%
HK$19,163
baseline
▲ 0.50% · 4.625%
HK$20,329
+HK$1,166/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,326/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,061
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,599
−HK$545/mo
Today · 4.125%
HK$21,144
baseline
▲ 0.50% · 4.625%
HK$22,259
+HK$1,115/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,288/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,639
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,312
−HK$684/mo
Today · 4.125%
HK$22,996
baseline
▲ 0.50% · 4.625%
HK$24,395
+HK$1,399/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,992/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,073
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,718
−HK$655/mo
Today · 4.125%
HK$25,373
baseline
▲ 0.50% · 4.625%
HK$26,711
+HK$1,338/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,746/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,245
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,030
−HK$798/mo
Today · 4.125%
HK$26,828
baseline
▲ 0.50% · 4.625%
HK$28,461
+HK$1,633/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$53,656/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,085
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,838
−HK$764/mo
Today · 4.125%
HK$29,602
baseline
▲ 0.50% · 4.625%
HK$31,163
+HK$1,561/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$59,204/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,458
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,468
−HK$1,025/mo
Today · 4.125%
HK$34,493
baseline
▲ 0.50% · 4.625%
HK$36,592
+HK$2,099/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$68,986/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,109
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,078
−HK$982/mo
Today · 4.125%
HK$38,060
baseline
▲ 0.50% · 4.625%
HK$40,066
+HK$2,006/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$76,120/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,239 · Scale 2, in force from 26 Feb 2026)