LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,409
−HK$11,313/mo
▼ 0.25% · 3.875%
HK$186,021
−HK$5,701/mo
Today · 4.125%
HK$191,722
baseline
▲ 0.50% · 4.625%
HK$203,388
+HK$11,666/mo
Deposit HK$39.56M · loan HK$39.56M · min. income ≈ HK$383,444/mo (50% DSR)
Upfront cash ≈ HK$42.92M (deposit + AVD stamp duty HK$3,362,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,703
−HK$10,844/mo
▼ 0.25% · 3.875%
HK$206,086
−HK$5,461/mo
Today · 4.125%
HK$211,547
baseline
▲ 0.50% · 4.625%
HK$222,697
+HK$11,150/mo
Deposit HK$39.56M · loan HK$39.56M · min. income ≈ HK$423,094/mo (50% DSR)
Upfront cash ≈ HK$42.92M (deposit + AVD stamp duty HK$3,362,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,491
−HK$13,576/mo
▼ 0.25% · 3.875%
HK$223,225
−HK$6,842/mo
Today · 4.125%
HK$230,067
baseline
▲ 0.50% · 4.625%
HK$244,066
+HK$13,999/mo
Deposit HK$31.65M · loan HK$47.47M · min. income ≈ HK$460,134/mo (50% DSR)
Upfront cash ≈ HK$35.01M (deposit + AVD stamp duty HK$3,362,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,844
−HK$13,012/mo
▼ 0.25% · 3.875%
HK$247,303
−HK$6,553/mo
Today · 4.125%
HK$253,856
baseline
▲ 0.50% · 4.625%
HK$267,237
+HK$13,381/mo
Deposit HK$31.65M · loan HK$47.47M · min. income ≈ HK$507,712/mo (50% DSR)
Upfront cash ≈ HK$35.01M (deposit + AVD stamp duty HK$3,362,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,573
−HK$15,838/mo
▼ 0.25% · 3.875%
HK$260,429
−HK$7,982/mo
Today · 4.125%
HK$268,411
baseline
▲ 0.50% · 4.625%
HK$284,743
+HK$16,332/mo
Deposit HK$23.74M · loan HK$55.38M · min. income ≈ HK$536,822/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$3,362,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,984
−HK$15,181/mo
▼ 0.25% · 3.875%
HK$288,520
−HK$7,645/mo
Today · 4.125%
HK$296,165
baseline
▲ 0.50% · 4.625%
HK$311,776
+HK$15,611/mo
Deposit HK$23.74M · loan HK$55.38M · min. income ≈ HK$592,330/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$3,362,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,736
−HK$20,364/mo
▼ 0.25% · 3.875%
HK$334,837
−HK$10,263/mo
Today · 4.125%
HK$345,100
baseline
▲ 0.50% · 4.625%
HK$366,098
+HK$20,998/mo
Deposit HK$7.91M · loan HK$71.21M · min. income ≈ HK$690,200/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$3,362,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,266
−HK$19,518/mo
▼ 0.25% · 3.875%
HK$370,955
−HK$9,829/mo
Today · 4.125%
HK$380,784
baseline
▲ 0.50% · 4.625%
HK$400,855
+HK$20,071/mo
Deposit HK$7.91M · loan HK$71.21M · min. income ≈ HK$761,568/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$3,362,509 · Scale 2, in force from 26 Feb 2026)