LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,438
−HK$11,315/mo
▼ 0.25% · 3.875%
HK$186,051
−HK$5,702/mo
Today · 4.125%
HK$191,753
baseline
▲ 0.50% · 4.625%
HK$203,421
+HK$11,668/mo
Deposit HK$39.57M · loan HK$39.57M · min. income ≈ HK$383,506/mo (50% DSR)
Upfront cash ≈ HK$42.93M (deposit + AVD stamp duty HK$3,363,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,735
−HK$10,846/mo
▼ 0.25% · 3.875%
HK$206,119
−HK$5,462/mo
Today · 4.125%
HK$211,581
baseline
▲ 0.50% · 4.625%
HK$222,733
+HK$11,152/mo
Deposit HK$39.57M · loan HK$39.57M · min. income ≈ HK$423,162/mo (50% DSR)
Upfront cash ≈ HK$42.93M (deposit + AVD stamp duty HK$3,363,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,526
−HK$13,578/mo
▼ 0.25% · 3.875%
HK$223,261
−HK$6,843/mo
Today · 4.125%
HK$230,104
baseline
▲ 0.50% · 4.625%
HK$244,105
+HK$14,001/mo
Deposit HK$31.65M · loan HK$47.48M · min. income ≈ HK$460,208/mo (50% DSR)
Upfront cash ≈ HK$35.02M (deposit + AVD stamp duty HK$3,363,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,883
−HK$13,014/mo
▼ 0.25% · 3.875%
HK$247,343
−HK$6,554/mo
Today · 4.125%
HK$253,897
baseline
▲ 0.50% · 4.625%
HK$267,280
+HK$13,383/mo
Deposit HK$31.65M · loan HK$47.48M · min. income ≈ HK$507,794/mo (50% DSR)
Upfront cash ≈ HK$35.02M (deposit + AVD stamp duty HK$3,363,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,613
−HK$15,841/mo
▼ 0.25% · 3.875%
HK$260,471
−HK$7,983/mo
Today · 4.125%
HK$268,454
baseline
▲ 0.50% · 4.625%
HK$284,789
+HK$16,335/mo
Deposit HK$23.74M · loan HK$55.39M · min. income ≈ HK$536,908/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$3,363,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,030
−HK$15,183/mo
▼ 0.25% · 3.875%
HK$288,567
−HK$7,646/mo
Today · 4.125%
HK$296,213
baseline
▲ 0.50% · 4.625%
HK$311,827
+HK$15,614/mo
Deposit HK$23.74M · loan HK$55.39M · min. income ≈ HK$592,426/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$3,363,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,788
−HK$20,368/mo
▼ 0.25% · 3.875%
HK$334,891
−HK$10,265/mo
Today · 4.125%
HK$345,156
baseline
▲ 0.50% · 4.625%
HK$366,157
+HK$21,001/mo
Deposit HK$7.91M · loan HK$71.22M · min. income ≈ HK$690,312/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$3,363,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,324
−HK$19,521/mo
▼ 0.25% · 3.875%
HK$371,014
−HK$9,831/mo
Today · 4.125%
HK$380,845
baseline
▲ 0.50% · 4.625%
HK$400,920
+HK$20,075/mo
Deposit HK$7.91M · loan HK$71.22M · min. income ≈ HK$761,690/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$3,363,050 · Scale 2, in force from 26 Feb 2026)