LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,526
−HK$11,321/mo
▼ 0.25% · 3.875%
HK$186,142
−HK$5,705/mo
Today · 4.125%
HK$191,847
baseline
▲ 0.50% · 4.625%
HK$203,520
+HK$11,673/mo
Deposit HK$39.58M · loan HK$39.58M · min. income ≈ HK$383,694/mo (50% DSR)
Upfront cash ≈ HK$42.95M (deposit + AVD stamp duty HK$3,364,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,834
−HK$10,850/mo
▼ 0.25% · 3.875%
HK$206,220
−HK$5,464/mo
Today · 4.125%
HK$211,684
baseline
▲ 0.50% · 4.625%
HK$222,842
+HK$11,158/mo
Deposit HK$39.58M · loan HK$39.58M · min. income ≈ HK$423,368/mo (50% DSR)
Upfront cash ≈ HK$42.95M (deposit + AVD stamp duty HK$3,364,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,631
−HK$13,585/mo
▼ 0.25% · 3.875%
HK$223,370
−HK$6,846/mo
Today · 4.125%
HK$230,216
baseline
▲ 0.50% · 4.625%
HK$244,224
+HK$14,008/mo
Deposit HK$31.67M · loan HK$47.50M · min. income ≈ HK$460,432/mo (50% DSR)
Upfront cash ≈ HK$35.03M (deposit + AVD stamp duty HK$3,364,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,000
−HK$13,021/mo
▼ 0.25% · 3.875%
HK$247,464
−HK$6,557/mo
Today · 4.125%
HK$254,021
baseline
▲ 0.50% · 4.625%
HK$267,411
+HK$13,390/mo
Deposit HK$31.67M · loan HK$47.50M · min. income ≈ HK$508,042/mo (50% DSR)
Upfront cash ≈ HK$35.03M (deposit + AVD stamp duty HK$3,364,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,737
−HK$15,848/mo
▼ 0.25% · 3.875%
HK$260,598
−HK$7,987/mo
Today · 4.125%
HK$268,585
baseline
▲ 0.50% · 4.625%
HK$284,928
+HK$16,343/mo
Deposit HK$23.75M · loan HK$55.42M · min. income ≈ HK$537,170/mo (50% DSR)
Upfront cash ≈ HK$27.12M (deposit + AVD stamp duty HK$3,364,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,167
−HK$15,191/mo
▼ 0.25% · 3.875%
HK$288,708
−HK$7,650/mo
Today · 4.125%
HK$296,358
baseline
▲ 0.50% · 4.625%
HK$311,979
+HK$15,621/mo
Deposit HK$23.75M · loan HK$55.42M · min. income ≈ HK$592,716/mo (50% DSR)
Upfront cash ≈ HK$27.12M (deposit + AVD stamp duty HK$3,364,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,947
−HK$20,377/mo
▼ 0.25% · 3.875%
HK$335,055
−HK$10,269/mo
Today · 4.125%
HK$345,324
baseline
▲ 0.50% · 4.625%
HK$366,336
+HK$21,012/mo
Deposit HK$7.92M · loan HK$71.25M · min. income ≈ HK$690,648/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$3,364,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,500
−HK$19,531/mo
▼ 0.25% · 3.875%
HK$371,196
−HK$9,835/mo
Today · 4.125%
HK$381,031
baseline
▲ 0.50% · 4.625%
HK$401,116
+HK$20,085/mo
Deposit HK$7.92M · loan HK$71.25M · min. income ≈ HK$762,062/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$3,364,693 · Scale 2, in force from 26 Feb 2026)