LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,544
−HK$11,322/mo
▼ 0.25% · 3.875%
HK$186,160
−HK$5,706/mo
Today · 4.125%
HK$191,866
baseline
▲ 0.50% · 4.625%
HK$203,540
+HK$11,674/mo
Deposit HK$39.59M · loan HK$39.59M · min. income ≈ HK$383,732/mo (50% DSR)
Upfront cash ≈ HK$42.95M (deposit + AVD stamp duty HK$3,365,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,854
−HK$10,851/mo
▼ 0.25% · 3.875%
HK$206,240
−HK$5,465/mo
Today · 4.125%
HK$211,705
baseline
▲ 0.50% · 4.625%
HK$222,864
+HK$11,159/mo
Deposit HK$39.59M · loan HK$39.59M · min. income ≈ HK$423,410/mo (50% DSR)
Upfront cash ≈ HK$42.95M (deposit + AVD stamp duty HK$3,365,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,653
−HK$13,586/mo
▼ 0.25% · 3.875%
HK$223,392
−HK$6,847/mo
Today · 4.125%
HK$230,239
baseline
▲ 0.50% · 4.625%
HK$244,249
+HK$14,010/mo
Deposit HK$31.67M · loan HK$47.51M · min. income ≈ HK$460,478/mo (50% DSR)
Upfront cash ≈ HK$35.04M (deposit + AVD stamp duty HK$3,365,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,024
−HK$13,022/mo
▼ 0.25% · 3.875%
HK$247,488
−HK$6,558/mo
Today · 4.125%
HK$254,046
baseline
▲ 0.50% · 4.625%
HK$267,437
+HK$13,391/mo
Deposit HK$31.67M · loan HK$47.51M · min. income ≈ HK$508,092/mo (50% DSR)
Upfront cash ≈ HK$35.04M (deposit + AVD stamp duty HK$3,365,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,762
−HK$15,850/mo
▼ 0.25% · 3.875%
HK$260,624
−HK$7,988/mo
Today · 4.125%
HK$268,612
baseline
▲ 0.50% · 4.625%
HK$284,957
+HK$16,345/mo
Deposit HK$23.75M · loan HK$55.42M · min. income ≈ HK$537,224/mo (50% DSR)
Upfront cash ≈ HK$27.12M (deposit + AVD stamp duty HK$3,365,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,195
−HK$15,192/mo
▼ 0.25% · 3.875%
HK$288,737
−HK$7,650/mo
Today · 4.125%
HK$296,387
baseline
▲ 0.50% · 4.625%
HK$312,010
+HK$15,623/mo
Deposit HK$23.75M · loan HK$55.42M · min. income ≈ HK$592,774/mo (50% DSR)
Upfront cash ≈ HK$27.12M (deposit + AVD stamp duty HK$3,365,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,980
−HK$20,379/mo
▼ 0.25% · 3.875%
HK$335,088
−HK$10,271/mo
Today · 4.125%
HK$345,359
baseline
▲ 0.50% · 4.625%
HK$366,373
+HK$21,014/mo
Deposit HK$7.92M · loan HK$71.26M · min. income ≈ HK$690,718/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$3,365,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,536
−HK$19,533/mo
▼ 0.25% · 3.875%
HK$371,233
−HK$9,836/mo
Today · 4.125%
HK$381,069
baseline
▲ 0.50% · 4.625%
HK$401,156
+HK$20,087/mo
Deposit HK$7.92M · loan HK$71.26M · min. income ≈ HK$762,138/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$3,365,029 · Scale 2, in force from 26 Feb 2026)