LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,565
−HK$11,323/mo
▼ 0.25% · 3.875%
HK$186,182
−HK$5,706/mo
Today · 4.125%
HK$191,888
baseline
▲ 0.50% · 4.625%
HK$203,564
+HK$11,676/mo
Deposit HK$39.59M · loan HK$39.59M · min. income ≈ HK$383,776/mo (50% DSR)
Upfront cash ≈ HK$42.96M (deposit + AVD stamp duty HK$3,365,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,877
−HK$10,853/mo
▼ 0.25% · 3.875%
HK$206,264
−HK$5,466/mo
Today · 4.125%
HK$211,730
baseline
▲ 0.50% · 4.625%
HK$222,890
+HK$11,160/mo
Deposit HK$39.59M · loan HK$39.59M · min. income ≈ HK$423,460/mo (50% DSR)
Upfront cash ≈ HK$42.96M (deposit + AVD stamp duty HK$3,365,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,678
−HK$13,588/mo
▼ 0.25% · 3.875%
HK$223,418
−HK$6,848/mo
Today · 4.125%
HK$230,266
baseline
▲ 0.50% · 4.625%
HK$244,277
+HK$14,011/mo
Deposit HK$31.67M · loan HK$47.51M · min. income ≈ HK$460,532/mo (50% DSR)
Upfront cash ≈ HK$35.04M (deposit + AVD stamp duty HK$3,365,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,052
−HK$13,023/mo
▼ 0.25% · 3.875%
HK$247,517
−HK$6,558/mo
Today · 4.125%
HK$254,075
baseline
▲ 0.50% · 4.625%
HK$267,468
+HK$13,393/mo
Deposit HK$31.67M · loan HK$47.51M · min. income ≈ HK$508,150/mo (50% DSR)
Upfront cash ≈ HK$35.04M (deposit + AVD stamp duty HK$3,365,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,791
−HK$15,852/mo
▼ 0.25% · 3.875%
HK$260,654
−HK$7,989/mo
Today · 4.125%
HK$268,643
baseline
▲ 0.50% · 4.625%
HK$284,990
+HK$16,347/mo
Deposit HK$23.76M · loan HK$55.43M · min. income ≈ HK$537,286/mo (50% DSR)
Upfront cash ≈ HK$27.12M (deposit + AVD stamp duty HK$3,365,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,227
−HK$15,194/mo
▼ 0.25% · 3.875%
HK$288,770
−HK$7,651/mo
Today · 4.125%
HK$296,421
baseline
▲ 0.50% · 4.625%
HK$312,046
+HK$15,625/mo
Deposit HK$23.76M · loan HK$55.43M · min. income ≈ HK$592,842/mo (50% DSR)
Upfront cash ≈ HK$27.12M (deposit + AVD stamp duty HK$3,365,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,017
−HK$20,381/mo
▼ 0.25% · 3.875%
HK$335,127
−HK$10,271/mo
Today · 4.125%
HK$345,398
baseline
▲ 0.50% · 4.625%
HK$366,415
+HK$21,017/mo
Deposit HK$7.92M · loan HK$71.27M · min. income ≈ HK$690,796/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$3,365,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,578
−HK$19,535/mo
▼ 0.25% · 3.875%
HK$371,276
−HK$9,837/mo
Today · 4.125%
HK$381,113
baseline
▲ 0.50% · 4.625%
HK$401,202
+HK$20,089/mo
Deposit HK$7.92M · loan HK$71.27M · min. income ≈ HK$762,226/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$3,365,417 · Scale 2, in force from 26 Feb 2026)