LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,066
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,628
−HK$571/mo
Today · 4.125%
HK$19,199
baseline
▲ 0.50% · 4.625%
HK$20,368
+HK$1,169/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,398/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,099
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,638
−HK$547/mo
Today · 4.125%
HK$21,185
baseline
▲ 0.50% · 4.625%
HK$22,301
+HK$1,116/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,370/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,680
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,354
−HK$685/mo
Today · 4.125%
HK$23,039
baseline
▲ 0.50% · 4.625%
HK$24,441
+HK$1,402/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$46,078/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,119
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,765
−HK$657/mo
Today · 4.125%
HK$25,422
baseline
▲ 0.50% · 4.625%
HK$26,762
+HK$1,340/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$50,844/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,293
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,080
−HK$799/mo
Today · 4.125%
HK$26,879
baseline
▲ 0.50% · 4.625%
HK$28,515
+HK$1,636/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,758/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,138
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,893
−HK$766/mo
Today · 4.125%
HK$29,659
baseline
▲ 0.50% · 4.625%
HK$31,222
+HK$1,563/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,318/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,520
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,531
−HK$1,028/mo
Today · 4.125%
HK$34,559
baseline
▲ 0.50% · 4.625%
HK$36,662
+HK$2,103/mo
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$69,118/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,178
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,148
−HK$984/mo
Today · 4.125%
HK$38,132
baseline
▲ 0.50% · 4.625%
HK$40,142
+HK$2,010/mo
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$76,264/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,691 · Scale 2, in force from 26 Feb 2026)