LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,753
−HK$11,335/mo
▼ 0.25% · 3.875%
HK$186,375
−HK$5,713/mo
Today · 4.125%
HK$192,088
baseline
▲ 0.50% · 4.625%
HK$203,776
+HK$11,688/mo
Deposit HK$39.63M · loan HK$39.63M · min. income ≈ HK$384,176/mo (50% DSR)
Upfront cash ≈ HK$43.00M (deposit + AVD stamp duty HK$3,368,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,086
−HK$10,864/mo
▼ 0.25% · 3.875%
HK$206,479
−HK$5,471/mo
Today · 4.125%
HK$211,950
baseline
▲ 0.50% · 4.625%
HK$223,122
+HK$11,172/mo
Deposit HK$39.63M · loan HK$39.63M · min. income ≈ HK$423,900/mo (50% DSR)
Upfront cash ≈ HK$43.00M (deposit + AVD stamp duty HK$3,368,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,903
−HK$13,602/mo
▼ 0.25% · 3.875%
HK$223,650
−HK$6,855/mo
Today · 4.125%
HK$230,505
baseline
▲ 0.50% · 4.625%
HK$244,531
+HK$14,026/mo
Deposit HK$31.71M · loan HK$47.56M · min. income ≈ HK$461,010/mo (50% DSR)
Upfront cash ≈ HK$35.08M (deposit + AVD stamp duty HK$3,368,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,303
−HK$13,037/mo
▼ 0.25% · 3.875%
HK$247,774
−HK$6,566/mo
Today · 4.125%
HK$254,340
baseline
▲ 0.50% · 4.625%
HK$267,746
+HK$13,406/mo
Deposit HK$31.71M · loan HK$47.56M · min. income ≈ HK$508,680/mo (50% DSR)
Upfront cash ≈ HK$35.08M (deposit + AVD stamp duty HK$3,368,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,054
−HK$15,869/mo
▼ 0.25% · 3.875%
HK$260,925
−HK$7,998/mo
Today · 4.125%
HK$268,923
baseline
▲ 0.50% · 4.625%
HK$285,286
+HK$16,363/mo
Deposit HK$23.78M · loan HK$55.49M · min. income ≈ HK$537,846/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$3,368,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,520
−HK$15,210/mo
▼ 0.25% · 3.875%
HK$289,070
−HK$7,660/mo
Today · 4.125%
HK$296,730
baseline
▲ 0.50% · 4.625%
HK$312,371
+HK$15,641/mo
Deposit HK$23.78M · loan HK$55.49M · min. income ≈ HK$593,460/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$3,368,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,355
−HK$20,403/mo
▼ 0.25% · 3.875%
HK$335,475
−HK$10,283/mo
Today · 4.125%
HK$345,758
baseline
▲ 0.50% · 4.625%
HK$366,796
+HK$21,038/mo
Deposit HK$7.93M · loan HK$71.34M · min. income ≈ HK$691,516/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$3,368,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,954
−HK$19,555/mo
▼ 0.25% · 3.875%
HK$371,662
−HK$9,847/mo
Today · 4.125%
HK$381,509
baseline
▲ 0.50% · 4.625%
HK$401,619
+HK$20,110/mo
Deposit HK$7.93M · loan HK$71.34M · min. income ≈ HK$763,018/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$3,368,916 · Scale 2, in force from 26 Feb 2026)