LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,079
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,641
−HK$571/mo
Today · 4.125%
HK$19,212
baseline
▲ 0.50% · 4.625%
HK$20,382
+HK$1,170/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,424/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,112
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,652
−HK$547/mo
Today · 4.125%
HK$21,199
baseline
▲ 0.50% · 4.625%
HK$22,317
+HK$1,118/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,398/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,695
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,369
−HK$686/mo
Today · 4.125%
HK$23,055
baseline
▲ 0.50% · 4.625%
HK$24,458
+HK$1,403/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$46,110/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,135
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,782
−HK$657/mo
Today · 4.125%
HK$25,439
baseline
▲ 0.50% · 4.625%
HK$26,780
+HK$1,341/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$50,878/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,310
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,098
−HK$799/mo
Today · 4.125%
HK$26,897
baseline
▲ 0.50% · 4.625%
HK$28,534
+HK$1,637/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,794/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,157
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,913
−HK$766/mo
Today · 4.125%
HK$29,679
baseline
▲ 0.50% · 4.625%
HK$31,243
+HK$1,564/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,358/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,542
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,554
−HK$1,028/mo
Today · 4.125%
HK$34,582
baseline
▲ 0.50% · 4.625%
HK$36,687
+HK$2,105/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$69,164/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,202
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,173
−HK$985/mo
Today · 4.125%
HK$38,158
baseline
▲ 0.50% · 4.625%
HK$40,170
+HK$2,012/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$76,316/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,853 · Scale 2, in force from 26 Feb 2026)