LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,079
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,642
−HK$571/mo
Today · 4.125%
HK$19,213
baseline
▲ 0.50% · 4.625%
HK$20,382
+HK$1,169/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,426/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,113
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,652
−HK$548/mo
Today · 4.125%
HK$21,200
baseline
▲ 0.50% · 4.625%
HK$22,317
+HK$1,117/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,400/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,695
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,370
−HK$686/mo
Today · 4.125%
HK$23,056
baseline
▲ 0.50% · 4.625%
HK$24,458
+HK$1,402/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$46,112/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,136
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,783
−HK$657/mo
Today · 4.125%
HK$25,440
baseline
▲ 0.50% · 4.625%
HK$26,781
+HK$1,341/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$50,880/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,311
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,098
−HK$800/mo
Today · 4.125%
HK$26,898
baseline
▲ 0.50% · 4.625%
HK$28,535
+HK$1,637/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,796/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,158
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,913
−HK$767/mo
Today · 4.125%
HK$29,680
baseline
▲ 0.50% · 4.625%
HK$31,244
+HK$1,564/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,360/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,543
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,555
−HK$1,028/mo
Today · 4.125%
HK$34,583
baseline
▲ 0.50% · 4.625%
HK$36,688
+HK$2,105/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$69,166/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,203
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,174
−HK$985/mo
Today · 4.125%
HK$38,159
baseline
▲ 0.50% · 4.625%
HK$40,171
+HK$2,012/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$76,318/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,859 · Scale 2, in force from 26 Feb 2026)