LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,081
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,644
−HK$571/mo
Today · 4.125%
HK$19,215
baseline
▲ 0.50% · 4.625%
HK$20,384
+HK$1,169/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,430/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,115
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,655
−HK$547/mo
Today · 4.125%
HK$21,202
baseline
▲ 0.50% · 4.625%
HK$22,319
+HK$1,117/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,404/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,697
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,372
−HK$686/mo
Today · 4.125%
HK$23,058
baseline
▲ 0.50% · 4.625%
HK$24,461
+HK$1,403/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$46,116/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,138
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,786
−HK$656/mo
Today · 4.125%
HK$25,442
baseline
▲ 0.50% · 4.625%
HK$26,783
+HK$1,341/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$50,884/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,314
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,101
−HK$800/mo
Today · 4.125%
HK$26,901
baseline
▲ 0.50% · 4.625%
HK$28,538
+HK$1,637/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,802/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,161
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,916
−HK$767/mo
Today · 4.125%
HK$29,683
baseline
▲ 0.50% · 4.625%
HK$31,247
+HK$1,564/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,366/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,546
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,558
−HK$1,029/mo
Today · 4.125%
HK$34,587
baseline
▲ 0.50% · 4.625%
HK$36,692
+HK$2,105/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$69,174/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,207
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,178
−HK$985/mo
Today · 4.125%
HK$38,163
baseline
▲ 0.50% · 4.625%
HK$40,175
+HK$2,012/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$76,326/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,884 · Scale 2, in force from 26 Feb 2026)