LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,819
−HK$11,339/mo
▼ 0.25% · 3.875%
HK$186,443
−HK$5,715/mo
Today · 4.125%
HK$192,158
baseline
▲ 0.50% · 4.625%
HK$203,850
+HK$11,692/mo
Deposit HK$39.65M · loan HK$39.65M · min. income ≈ HK$384,316/mo (50% DSR)
Upfront cash ≈ HK$43.02M (deposit + AVD stamp duty HK$3,370,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,159
−HK$10,868/mo
▼ 0.25% · 3.875%
HK$206,554
−HK$5,473/mo
Today · 4.125%
HK$212,027
baseline
▲ 0.50% · 4.625%
HK$223,204
+HK$11,177/mo
Deposit HK$39.65M · loan HK$39.65M · min. income ≈ HK$424,054/mo (50% DSR)
Upfront cash ≈ HK$43.02M (deposit + AVD stamp duty HK$3,370,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,983
−HK$13,606/mo
▼ 0.25% · 3.875%
HK$223,732
−HK$6,857/mo
Today · 4.125%
HK$230,589
baseline
▲ 0.50% · 4.625%
HK$244,620
+HK$14,031/mo
Deposit HK$31.72M · loan HK$47.58M · min. income ≈ HK$461,178/mo (50% DSR)
Upfront cash ≈ HK$35.09M (deposit + AVD stamp duty HK$3,370,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,391
−HK$13,042/mo
▼ 0.25% · 3.875%
HK$247,865
−HK$6,568/mo
Today · 4.125%
HK$254,433
baseline
▲ 0.50% · 4.625%
HK$267,844
+HK$13,411/mo
Deposit HK$31.72M · loan HK$47.58M · min. income ≈ HK$508,866/mo (50% DSR)
Upfront cash ≈ HK$35.09M (deposit + AVD stamp duty HK$3,370,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,147
−HK$15,874/mo
▼ 0.25% · 3.875%
HK$261,021
−HK$8,000/mo
Today · 4.125%
HK$269,021
baseline
▲ 0.50% · 4.625%
HK$285,390
+HK$16,369/mo
Deposit HK$23.79M · loan HK$55.51M · min. income ≈ HK$538,042/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$3,370,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,623
−HK$15,215/mo
▼ 0.25% · 3.875%
HK$289,176
−HK$7,662/mo
Today · 4.125%
HK$296,838
baseline
▲ 0.50% · 4.625%
HK$312,485
+HK$15,647/mo
Deposit HK$23.79M · loan HK$55.51M · min. income ≈ HK$593,676/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$3,370,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,474
−HK$20,410/mo
▼ 0.25% · 3.875%
HK$335,598
−HK$10,286/mo
Today · 4.125%
HK$345,884
baseline
▲ 0.50% · 4.625%
HK$366,930
+HK$21,046/mo
Deposit HK$7.93M · loan HK$71.37M · min. income ≈ HK$691,768/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$3,370,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,087
−HK$19,562/mo
▼ 0.25% · 3.875%
HK$371,798
−HK$9,851/mo
Today · 4.125%
HK$381,649
baseline
▲ 0.50% · 4.625%
HK$401,766
+HK$20,117/mo
Deposit HK$7.93M · loan HK$71.37M · min. income ≈ HK$763,298/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$3,370,150 · Scale 2, in force from 26 Feb 2026)